Financial Analyst (On-Site Richland, WA)

HAPO Community Credit Union•Richland, WA

1d•Onsite

About The Position

HAPO Community Credit Union is seeking an ambitious, self-motivated Financial Analyst in Richland, WA. The ideal candidate will embody HAPO’s core commitment to being present and exceeding expectations in service to members, the community, and the team. This role requires knowledge of Asset-Liability Management and Interest Rate Risk Analysis, along with strong quantitative, analytical, financial, organizational, and project management skills. Candidates must be self-motivated, results-oriented, and able to excel under tight deadlines.

Requirements

Bachelor's degree in Accounting, Finance, Economics, Business Administration, or a related field; or an equivalent combination of education and relevant experience.
One to three years of experience in financial analysis, accounting, risk management, treasury, banking, credit unions, or a related financial services environment.
Strong analytical, quantitative, problem-solving, and communication skills.
Proficiency in Microsoft Excel and financial modeling techniques.

Nice To Haves

Knowledge of Asset/Liability Management (ALM) principles, interest rate risk management, liquidity management, and balance sheet modeling.
Experience working with ALM, profitability, forecasting, or financial planning software.
Experience within a banking, credit union, or other regulated financial institution environment.
Familiarity with regulatory reporting requirements and financial institution performance metrics.

Responsibilities

Assist with the development, maintenance, and analysis of the Credit Union's Asset/Liability Management (ALM) program, including balance sheet modeling, interest rate risk analysis, liquidity management, and capital planning.
Utilize ALM software to perform financial forecasting, scenario modeling, stress testing, and what-if analyses to evaluate the impact of changing economic and operational conditions.
Analyze trends in revenue, expenses, net interest margin, loan and deposit portfolios, and other key financial metrics to support strategic decision-making.
Develop, maintain, and enhance financial models used for budgeting, forecasting, profitability analysis, and long-range financial planning.
Prepare and present financial analyses, reports, and recommendations to management that support organizational goals and business initiatives.
Assist in the preparation and completion of quarterly regulatory reporting and ensure compliance with applicable regulatory requirements.
Collaborate with Accounting, Treasury, Lending, and executive leadership teams to evaluate financial performance, balance sheet strategies, and growth opportunities.
Support liquidity, capital, and interest rate risk management initiatives through ongoing monitoring and reporting of key risk indicators.
Identify opportunities to automate reporting, improve data integrity, and streamline financial analysis processes through technology and process improvements.
Participate in ad hoc projects, strategic initiatives, and financial studies that support the Credit Union's long-term objectives.

Benefits

No cost premium health insurance for the employee and their eligible dependents, including medical, dental and vision
Accidental death and dismemberment insurance
Long term and Short term disability
Competitive pay
Pension Plan
401K program with match
Flexible spending account (medical and dependent care)
0% interest on select personal loans
Employee Assistance Program (EAP)
Paid time off
11 paid holidays per year
Paid Birthday day off
HAPO Anniversary day off
Volunteer Opportunities (Both Paid and Volunteer)
Employee Milestone Anniversary Bonus
Tuition Assistance Program