Financial Advisor

MERIWEST CREDIT UNION • San Jose, CA

17h • $140,000 - $190,000

About The Position

The Financial Advisor acquires and deepens relationships with members through needs-based marketing and promotion of investment products in a branch environment. Working with branch teams, the advisor identifies client needs, analyzes customer information, defines investment goals, develops plans, and recommends individual investment strategies to help clients pursue their objectives while meeting asset and revenue targets. The role advises clients with complex investment relationships on asset allocation and portfolio construction, makes strategic and tactical decisions, and implements investment solutions aligned with clients’ asset allocations.

The advisor collaborates with Branch Managers and Financial Services Representatives on recommendations and educates them about investment products and services. The position requires compliance with applicable legal and regulatory requirements and guidelines, as well as technical expertise, revenue results, asset growth in investments and fiduciary products, strong interpersonal skills, and exceptional client service.

This is a commission-based position. The stated salary range represents average commission earnings an advisor meeting production standards may expect to earn.

Requirements

• At least two years of customer-facing investment, insurance, and financial profiling experience, as well as sales experience.
• Investment, insurance, and financial planning experience.
• Required license groups: Series 7, 63, and 65; alternatively, Series 7 and 66, plus FINRA continuing education requirements and the appropriate state Group 1 Life and Variable Annuity License.
• Excellent communication and organizational skills.
• Ability to create and foster strong partnerships with branch employees and business partners.
• High achievement and an entrepreneurial spirit.
• A track record demonstrating exceptional ability to grow revenue, assets, and a client base.
• Compliance with applicable company policies, laws, and regulations.

Nice To Haves

• Bachelor’s degree preferred.
• Phone-based sales experience is a plus.

Responsibilities

• Promote, sell, and service non-depository financial products.
• Assist in developing direct-mail solicitations.
• Follow broker/dealer and insurance company policies and procedures.
• Maintain blotter, advertising, client, and correspondence files.
• Accurately complete client profiles for all new clients.
• Manage daily account responsibilities for various transactions.
• Conduct financial planning seminars.
• Visit branches to meet clients and train branch staff.
• Maintain required individual insurance and securities licenses, including continuing education requirements.
• Adhere to company policies and procedures and regulations pertaining to the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
• Collaborate with Branch Managers and Financial Services Representatives on recommendations and educate them on investment products and services.
• Perform other duties as assigned.

Benefits

• Medical, dental, and vision coverage beginning on the first day of employment for full-time employees.
• Free long-term care insurance for employees.
• Tuition reimbursement and student loan repayment plan.
• Pension plan and 401(k).
• Bonus and incentive potential.
• Paid time off and holiday program.
• Career growth support and planning programs.
• In-house fitness center.
• Discounts on new mortgages after six months of employment.

What This Job Offers

• Job Type: Full-time