Financial Advisor - Houston/Coastal

UFCU Main•Houston, TX

6d•Hybrid

About The Position

The Financial Advisor provides members, non-members, and UFCU employees with financial and retirement planning services. The Financial Advisor will provide investment advice by drawing upon a broad range of experience and knowledge, recommend appropriate financial solutions, and communicate information about risks, attributes, features, and benefits of investment products and services. The Financial Advisor reports to the Program Manager. About UFCU Our Credit Union was founded in 1936 and has grown to serve members throughout Texas and beyond. At UFCU, we are more than just a financial institution, and our people are more than just employees. We are dedicated to our purpose of empowering our Members to achieve financial success and build brighter futures. In pursuit of our aspiration that UFCU is loved by millions of Members and built to thrive for generations, we are guided by our values: Purposefully Member-Obsessed We are driven by a profound sense of empathy to deeply understand our Members’ needs and preferences, what brighter futures means to them, and the obstacles in their way. We act in our Members’ best interests, forever seeking to empower their financial success. Possibilities Reimagined We are inspired to courageously experiment, learn, and iterate in pursuit of positive impact for our Members, UFCU, and coworkers. We challenge assumptions, embrace diverse perspectives, and make use of data and insights. Performance Excellence Rooted in Unwavering Integrity We do the right thing, always. We champion teamwork, accountability, continuous improvement, and celebrate successful outcomes of others, fostering an inclusive environment of excellence and collaboration.

Requirements

High School Diploma or Equivalent.
FINRA Series 7 and Series 66 or Series 63/65 combination licenses.
State Life and Health Insurance licenses.
Minimum of three (3) years of related experience required.
Must be bondable.
Ability to satisfy required criminal history disclosure and fingerprinting requirements.
Knowledge of financial products and services, including retirement plans, investment vehicles, and insurance.
Knowledge of regulatory standards affecting financial advising (e.g., FINRA, SEC regulations).
Awareness of risk management principles and ethical guidelines in financial services.
General understanding of personal financial planning concepts and tools.
Exceptional sales orientation
Strong oral presentation skills
Strong verbal and written communication for explaining complex financial concepts to members.
Active listening to accurately assess member needs and goals.
Analytical thinking to evaluate financial information and recommend appropriate solutions.
Problem-solving to address member concerns and resolve issues efficiently.
Time management and organizational skills to handle multiple client accounts and tasks.
Ability to create trust with members and build positive relationships.
Ability to maintain confidentiality and safeguard sensitive member information.
Ability to work independently and collaboratively within a team environment.
Ability to adapt to changing member needs, market conditions, and organizational priorities.
Ability to pursue continuing education and stay current with industry trends.

Nice To Haves

Bachelor’s degree in a related field

Responsibilities

Consistently provide exceptional personalized investment services by meeting with members, non-members, and employees in order to acquire a full understanding of their financial objectives.
Analyze financial information and develop a diversified investment strategy using a wide range of products to meet the members’ goals.
Advise clients with complex investment relationships on asset allocation and portfolio construction.
Follow up on a regular basis to ensure the members’ needs are met.
Fully understand production expectations and consistently meet or exceed monthly sales quotas.
Utilizes communication skills and investment experience in order to quickly build rapport and trust with members and non-members.
Consistently act in a professional and ethical manner.
Conduct seminars and workshops, as needed, on financial and retirement topics.
Prospect for clients internally and externally through client referrals, networking opportunities and existing members.
Identify opportunities to expand member relationships.
Consistently follow up on leads elicited through growth generating activities and internal referrals
Conduct periodic trainings with branch team members.
Attend UFCU sponsored employee events and participate in branch meetings on a regular basis.
Provide coaching, advice, and general information about all Investment products and services.
Keeps all licenses current
Completes required training and continuing education and maintains current knowledge of available financial products and services.
Seek appropriate guidance and coaching from Investment Advisors and Senior Investment advisors.
Meets regularly with the Program Manager and participates in additional training as needed.
Provides guidance on basic daily duties when assigned a sales associate or when partnering with an Investment Associate, consistent with organizational policies and applicable laws.
Adheres to all company policies, procedures, and business ethics codes.
Completes required regulatory training as assigned.
Maintains strict adherence to and compliance with all laws, rules, regulations, and internal controls specific to the role, including but not limited to Bank Secrecy Act, Anti-Money Laundering, USA Patriot Act, OFAC and Fair Lending regulations.
Follows applicable credit union, Financial Industry Regulatory Authority, Securities and Exchange Commission, and broker-dealer rules and regulations.