Financial Advisor

F&M Bank•Urbana, OH

22d•Onsite

About The Position

The Financial Advisor role involves selling a variety of investment products and providing ongoing client portfolio reviews. The position requires generating marketing programs, cross-selling other bank products, and ensuring compliance with all relevant policies and regulations. This role is crucial for meeting production goals and delivering outstanding customer service.

Requirements

Bachelor's degree (B. A.) from a four-year college or university.
At least four years of Investment Management and/or sales experience, or equivalent combination of education and experience.
Ability to utilize Microsoft Outlook, Excel, and Word.
Ability to utilize software tools provided by broker-dealer.
Ability to use internet and websites to provide investment analysis.
Ability to read, analyze, and interpret general business periodicals, professional journals, prospectus, and investment fact sheets.
Ability to write reports, business correspondence, and procedure manuals.
Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
Ability to calculate figures and amounts such as discounts, interest, commissions, percentages, area, and rate of return.
Ability to apply concepts of basic algebra.
Ability to define problems, collect data, establish facts, and draw valid conclusions.
Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.
Series 7, Life & Health Insurance License, Either Series 63 and 65, or 66.
Valid driver's license.
Understand duties and responsibilities, possess necessary job knowledge and technical skills, and maintain job knowledge current.
Manage a fair workload, volunteer for additional work, prioritize tasks, develop good work procedures, manage time well, and handle information flow.
Adhere to the attendance and break policy and communicate with your supervisor about anticipated time off or modifications to break times.

Responsibilities

Sell investment products including but not limited to stocks, bonds, mutual funds, fixed, indexed, immediate and variable annuities, life insurance, LTC insurance, UITs, ETFs, and REITs.
Sell investment products and/or services based on customer needs and agreed upon production goals.
Utilize sales training skills to provide outstanding customer service.
Generate and maintain a marketing program within designated market area.
Provide regular reviews of existing clients’ portfolios.
Complete GPM Plan for all managed accounts.
Attend Office meetings in designated market area to provide training to staff.
Cross sell F&M Bank products and services.
Complete continuing education to maintain securities and insurance licenses.
Complete and satisfactorily pass tests for bank policy and regulations that apply to position.
Follow Bank policies and related procedures, as well as regulatory requirements involving federal and state laws, regulations, and related guidance.
Comply with Bank Secrecy Act (BSA), including accurate completion of Currency Transaction Reports (CTR) when applicable, Anti-Money Laundering Act (AML), Office of Foreign Asset Control (OFAC) and the USA PATRIOT Act.
Adhere to Customer Identification, Customer Due Diligence and reporting of suspicious activities to the BSA Department.