Finance Sr Manager - Deposits

Citizens Bank • Charlotte, NC

7d • Hybrid

About The Position

Citizens is seeking a high-performing Finance Manager to join the CFO organization supporting the Private Bank, a rapidly growing and strategically important business. This role serves as a trusted advisor to senior business and finance leadership, driving deposit forecasting, pricing strategy, and performance analytics to support profitable growth and balance sheet optimization. This is a high-impact individual contributor role offering significant visibility and influence, combining strategic planning, advanced analytics, and business partnership. The position plays a critical role in linking deposit performance to broader macroeconomic trends, interest rate dynamics, and enterprise balance sheet objectives, while owning analytics end-to-end—from data and methodology through insight generation and decision support.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or Science/Engineering/Math with relevant experience in a Finance organization
• Progressive experience in banking finance, treasury, or balance sheet management
• Strong understanding of deposit products, pricing dynamics, and banking balance sheet drivers, including sensitivity to macroeconomic and rate environments
• Advanced analytical skills with proficiency in Excel; experience with data and visualization tools (e.g., Alteryx, Power BI) preferred
• Demonstrated ability to translate complex financial data into clear, executive-level insights that drive action
• Proven ability to influence stakeholders and operate effectively in a high-visibility environment
• Strong attention to detail and commitment to governance
• Self-motivated with the ability to manage multiple priorities in a fast-paced environment

Nice To Haves

• Experience supporting Private Bank, Wealth Management, or deposit-focused businesses
• Familiarity with funds transfer pricing (FTP), interest rate sensitivity, and liquidity metrics
• Experience building or enhancing forecasting models, data pipelines, or analytical tools
• Exposure to scenario analysis or long-range financial planning

Responsibilities

• Lead deposit forecasting and planning, including balance, mix, and rate assumptions; deliver accurate monthly outlooks, variance analysis, and driver-based insights
• Contribute to multi-year and strategic planning, incorporating macroeconomic factors, interest rate scenarios, and business growth objectives
• Support and influence deposit pricing strategy, including rate recommendations, competitive analysis, and profitability optimization
• Own and enhance end-to-end analytics, including data inputs, forecasting methodologies, model development, and insight delivery
• Serve as a key finance partner and trusted advisor to Private Bank leadership, influencing decisions that impact deposit growth, pricing, and client economics
• Deliver executive-ready reporting and insights, clearly articulating key drivers, risks, and opportunities, including materials supporting senior leadership discussions
• Partner across Finance, Treasury, and business teams to optimize funding mix and balance sheet performance
• Drive data and analytics transformation, including automation, tooling enhancements, and scalable reporting solutions to improve forecasting accuracy and efficiency
• Identify opportunities to modernize data infrastructure and processes, strengthening the foundation for forward-looking analytics and decision support
• Provide ad hoc analysis and strategic support for initiatives impacting Private Bank performance and long-term profitability

Benefits

• Equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or recorded of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws.
• Fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism.
• Employment decisions are based solely on merit, qualifications, performance and capability.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior