Finance & Regulatory Senior Manager

Independence Pet Group•New York, NY

38d

About The Position

Established in 2021, Independence Pet Holdings is a corporate holding company that manages a diverse and broad portfolio of modern pet health brands and services, including insurance, pet education, lost recovery services, and more throughout North America. We believe pet insurance is more than a financial product and build solutions to simplify the pet parenting journey and help improve the well-being of pets. As a leading authority in the pet category, we operate with a full stack of resources, capital, and services to support pet parents. Our multi-brand and omni-channel approach include our own insurance carrier, insurance brands and partner brands. Position Summary: The Senior Finance & Regulatory Lead is responsible for establishing and overseeing all financial, regulatory, and reporting functions for the Canadian Branch of a U.S.-domiciled insurance company. This role ensures full compliance with OSFI, IFRS 17, Canadian tax, and provincial insurance regulatory requirements while maintaining alignment with U.S. GAAP reporting to the parent company. The position serves as the primary finance leader in Canada and plays a critical role in building the branch’s operational, governance, and control environment.

Requirements

Full compliance with OSFI, IFRS 17, Canadian tax, and provincial insurance regulatory requirements
Alignment with U.S. GAAP reporting to the parent company
Primary finance leader in Canada
Building the branch’s operational, governance, and control environment

Responsibilities

Support preparation and submission of all OSFI regulatory filings, including P&C returns, capital monitoring, and annual/quarterly branch reporting, partnering with local consultants.
Oversee IFRS 17 measurement, disclosures, actuarial inputs, and financial statement preparation.
Coordinate cross‑border reporting to U.S. headquarters, ensuring alignment between IFRS and U.S. GAAP frameworks.
Maintain compliance with provincial insurance regulators, including licensing, premium reporting, and market conduct requirements.
Develop and maintain accounting policies, internal controls, and documentation consistent with Canadian and U.S. regulatory expectations.
Liase with MGA’s on business development, financial reporting
Coordinate premium, claims, commission, and reinsurance accounting for MGA‑distributed and direct‑written programs.
Manage general ledger integrity, reconciliations, journal entries, and month‑end close processes for multiple regulatory reporting schemas (GAAP, US Statutory, IFRS).
Support consulting appointed actuarial teams with loss reserving, triangles, and IFRS 17 actuarial inputs.
Coordinate external audits, internal audits, and regulatory examinations.
Establish the branch’s financial control environment, including SOX‑aligned processes where applicable.
Support Consulting Chief Agent for reporting to OSFI, provincial regulators, external auditors, and internal stakeholders.
Support development of branch governance, including policies, procedures, risk management practices, and reporting frameworks.
Partner with underwriting, claims, actuarial, operations, and U.S. finance leadership to support business growth and operational execution.
Provide financial insight to support Canadian market strategy, pricing, product development, and distribution partnerships.
Ensure effective communication and alignment with U.S. finance, actuarial, tax, and compliance teams.
Contribute to long‑term planning, budgeting, and forecasting for Canadian operations.