Finance Associate

Coastal•Everett, WA

About The Position

The Finance Associate is an entry-level, early‑career role designed to build broad foundational experience across the Finance function at Coastal Community Bank, a unique hybrid of fintech innovation and community banking tradition. This role supports multiple teams—including Accounting, Financial Planning & Analysis (FP&A), Accounts Payable, and Financial Operations—and will gain exposure to the full spectrum of financial processes within the bank.

Requirements

High attention to detail, accuracy, and organization.
Openness to learning and a demonstrated growth mindset; actively seeks to build new skills across different finance functions.
Willingness to accept and act on feedback with professionalism and curiosity.
Ability to work in a fast-paced environment with shifting priorities.
Proactive attitude with the ability to ask thoughtful questions and seek clarification when needed.
Demonstrated reliability, follow‑through, and eagerness to contribute to team goals.
Bachelor’s degree in Accounting, Finance, Business, Economics, or related field.
Demonstrated experience working with Excel at an advanced level (pivot tables, lookups, formulas, basic modeling).
1-3 years’ experience in finance either through internship or work experience.

Nice To Haves

VBA experience a plus.

Responsibilities

Assist with month-end and quarter-end close processes under direction of senior team members.
Support journal entry preparation, account reconciliations, and financial documentation.
Work across teams to gather, validate, and organize financial data.
Help maintain accurate financial records in accordance with GAAP standards.
Support preparation of internal financial reports and external audit requests.
Assist with daily and monthly reconciliations.
Assist with budget tracking, forecasting activities, and variance analysis.
Help build and maintain basic financial models and Excel-based reporting tools.
Support preparation of dashboards or presentations for leadership.
Support analysis of Banking‑as‑a‑Service (BaaS) program metrics.
Assist with operational finance tasks such as fee revenue tracking and partner settlement support.
Participate in cross-functional finance projects involving product, compliance, and operations teams.
Assist with basic loan accounting support, including maintaining loan schedules, validating data inputs, and escalating discrepancies to senior accounting staff.
Assist finance staff with loan accounting activities such as interest income review, loan balance tie‑outs, and data validation.

Benefits

Medical Coverage: Choose from three competitive medical plans to find the coverage that best fits your needs and lifestyle.
Health Savings Account (HSA): Available with eligible medical plans, offering tax advantages and employer contributions.
Flexible Spending Accounts (FSA): Options for healthcare and dependent care expenses to help you save on out-of-pocket costs.
Dental and Vision Insurance: Plans to keep you and your family smiling and seeing clearly.
Life Insurance: Company-paid basic life insurance with options to purchase additional coverage for yourself and your dependents.
Long-Term /Short-Term Disability (LTD): Income protection in the event of a long-term illness or injury.
Supplemental Benefits: Including Hospital Indemnity, Accident Insurance, and Critical Illness coverage to provide extra financial support when you need it most.
401(k) Retirement Plan: A competitive retirement savings plan with company matching to help you plan for the future.
Paid Time Off: Generous vacation and sick leave policies to support your time away from work.
Holidays: Enjoy 11 paid holidays throughout the year.