C/L Field Underwriter Senior

MAPFRE•Webster, MA

13d•Onsite

About The Position

Join a forward-thinking underwriting team at a pivotal time of growth and transformation. As a Senior Commercial Lines New Business Underwriter, you will play a critical role in driving profitable growth, strengthening agency partnerships, and advancing underwriting excellence. This is an opportunity to influence strategy, shape portfolio performance, and contribute to the evolution of Commercial Lines best practices. To be considered for this role, candidates must reside within the specified geographic location. This position requires regular in-person visits with local brokers and agents, so remote hires outside the designated territory cannot be accommodated.

Requirements

Bachelor’s degree or equivalent professional experience
4–6 years of Commercial Lines underwriting experience (or 6–8 years with an Associate degree or equivalent)
Strong understanding of insurance industry practices, underwriting principles, and risk evaluation across complex accounts
Demonstrated ability to make decisions within broad authority, using sound business judgment and analytical thinking
Proven success in managing agency relationships, negotiating effectively, and delivering high-quality service
Ability to work independently while contributing to team success and taking a leadership role on projects or initiatives
Advanced problem-solving and analytical skills, with the ability to develop practical, innovative solutions
Strong communication, organization, and time management skills, with an ability to prioritize and adapt
Experience mentoring or guiding others and acting as a technical resource
Professional designations (AU) and progress toward CPCU or CIC preferred

Nice To Haves

Strategic mindset with a focus on long-term portfolio performance and profitability
Ability to balance underwriting discipline with growth and relationship management
Strong business acumen and the confidence to operate with autonomy and influence outcomes
A collaborative approach, with a passion for continuous improvement and underwriting excellence

Responsibilities

Drive profitable growth across your assigned territory by achieving underwriting and production goals across all Commercial Lines business
Evaluate and underwrite new business submissions by analyzing risk, determining next steps, and efficiently moving accounts to quote or decline
Set pricing and recommend coverages, identifying competitive advantages and account rounding opportunities
Apply underwriting authority and guidelines, exercising sound judgment and managing exceptions appropriately
Analyze agency portfolios to identify trends, risks, and growth opportunities; build and execute strategies that improve profitability and portfolio quality
Build and strengthen agency relationships by serving as a primary contact for assigned agents and delivering exceptional service
Communicate underwriting appetite and decisions clearly, improving engagement, trust, and hit ratios
Partner with agents and Business Development Representatives to uncover opportunities and support strategic growth
Develop and execute agency visitation plans to deepen relationships and drive results
Research, document, and resolve complex underwriting issues, providing clear, actionable solutions and technical expertise
Monitor industry and market trends, including competitor products and rate activity, to inform underwriting decisions and positioning
Serve as a technical resource with deep knowledge of products, pricing, guidelines, and underwriting philosophy
Collaborate across teams to support production, service, and quality goals
Mentor and support less experienced underwriters, including reviewing referrals and providing constructive feedback
Participate in cross-functional initiatives, committees, and specialized areas (e.g., reinsurance, filings, hearings)
Adapt underwriting depth and responsiveness based on account size, complexity, and opportunity