FIA IV (QC, BSA/AML, Fraud & OFAC)

Navy Federal Credit Union•Vienna, VA

5d•$84,500 - $108,300•Onsite

About The Position

The FIA IV (QC, BSA/AML, Fraud & OFAC) performs complex research, analysis, and investigations into Navy Federal account activity to identify suspicious transactions, fraud risks, and regulatory red flags. The role includes in-depth risk reviews, enhanced due diligence, activity trend analysis, and preparation or quality control of Suspicious Activity Reports (SARs). It also supports daily OFAC operations, compliance analyses, member and other-party screening, and enterprise projects involving sanctions evasion, fraud, or money-laundering detection and prevention. The position maintains required investigative and regulatory documentation, provides subject-matter support to business units, and helps guide and develop junior-level staff. Work is performed under general direction. The role is located at 820 Follin Lane, Vienna, Virginia 22180. The stated schedule is Monday through Friday, 8:00 AM to 4:30 PM. Applicants must be authorized to work in the United States without current or future sponsorship.

Requirements

Expert knowledge of applicable federal and state laws, rules, and regulations, including the Bank Secrecy Act, USA PATRIOT Act, and OFAC regulations.
Experience leading, guiding, and mentoring others.
Expert knowledge of fraud and/or money-laundering trends and threats.
Significant experience applying analytical techniques to identify and resolve fraud and identity theft in transactions and membership applications.
Extensive experience working with staff at all levels, management, stakeholders, and vendors.
Ability to maintain confidentiality and demonstrate integrity.
Effective results-oriented leadership skills in a challenging environment.
Expert ability to manage multiple priorities independently and/or as part of a team.
Expert ability to assimilate information, analyze facts, and develop logical conclusions.
Expert initiative and judgment in making sound decisions.
Expert organizational, planning, and time-management skills.
Expert investigative, research, analytical, and problem-solving skills.
Expert ability to follow, interpret, and apply data and instructions to guidelines, procedures, practices, and regulations.
Expert active-listening skills to respond accurately to inquiries and account requests.
Expert relationship-building skills, including rapport, trust, diplomacy, and tact.
Expert ability to influence, negotiate, and persuade toward agreeable exchanges and positive outcomes.
Expert verbal and written communication skills.
Expert word-processing, spreadsheet, and presentation software skills.
Bachelor's degree in Business Administration, Criminal Justice, Finance, or a related field, or an equivalent combination of education, training, and experience.
Must be authorized to work in the United States without current or future sponsorship.

Nice To Haves

Familiarity with Navy Federal products, services, programs, policies, and procedures.
Experience in anti-money laundering and/or risk management.
Fraud or AML certifications, such as Certified Fraud Examiner or Certified Anti-Money Laundering Specialist.
Bachelor's degree in Business Administration, Criminal Justice, Finance, or a related field.

Responsibilities

Investigate transactions, activities, and cases involving matters such as anti-money laundering, structuring, and reported or alleged asset loss across business channels.
Review junior-level analyses and SAR preparation for quality control, and provide feedback or counseling as needed.
Collect evidence and related documentation using available systems and methods, maintaining chain of evidence in accordance with applicable laws and Navy Federal policies.
Monitor investigations from identification or notification through closure to ensure service-level agreements and regulatory timelines are met.
Create detailed investigation reports documenting actions and results, including completing SARs when appropriate.
Partner with Anti-Money Laundering functions on high-level investigations requiring SAR submissions and documentation.
Research public-record databases to verify information, investigate discrepancies, and assess potential fraud risk.
Compile, prepare, and maintain data for analysis and reference.
Detect fraud and money-laundering trends and red flags, and recommend preventive measures to business units and management.
Collaborate with business units to understand transactions and processes, their cross-unit impacts, and potential fraud or suspicious-activity risks.
Support day-to-day OFAC operations, including screening members and other parties under Navy Federal risk-based policies.
Perform complex or unusual ad-hoc analyses and screenings against OFAC and other lists.
Review junior staff recommendations for quality control; make decisions and inform management about rejecting or blocking funds.
Complete required training and identify training opportunities; assist with developing junior staff and business-unit partners.
Support projects involving sanctions evasion, fraud or money-laundering detection and prevention, and root-cause analysis.
Maintain documentation required for NCUA, Internal Audit, and government law-enforcement agencies.
Maintain knowledge of applicable federal and state laws, regulations, and Navy Federal policies and procedures.
Perform other duties as assigned.