Farm and Commercial Underwriting Field Specialist

NODAK INSURANCE COMPANY • Fargo, ND

26d • Onsite

About The Position

Assists agents in the production and maintenance of farm and commercial insurance accounts through prospecting, field inspections, field underwriting, and generation of information necessary for a successful sales proposal, policy issue, or service. Evaluates farm and commercial risks for acceptance, rejection, or modification in compliance with Company procedures and guidelines. This includes physical inspection of these risks and providing risk management information to agents, policyholders, and/or prospects. Documents files and properly closes out work per file. Develops and implements action plans to meet premium growth goals as determined by corporate goals for line of business. Achieves loss ratio goals by Line of Business as determined by corporate goals, through the accurate underwriting of business utilizing proper classification and IRPM procedures as identified through quarterly audits. In addition, required to complete re-underwriting and inspection requests in a timely manner as set forth by management. Develops, maintains, and conducts agent training on a timely basis. This responsibility includes developing and implementing materials and target marketing programs to assist agents in writing new business. Maintains current knowledge of competitor products, rates, etc., and assists in the development of new products and revisions to current products. Initiates positive suggestions for more effective and/or more efficient ways to underwrite and service business.

Requirements

• Highly developed written and verbal communication skills.
• Self-motivated with demonstrated ability to work independently.
• Proficiency in Internet applications, spreadsheet software (e.g., Microsoft Excel or Google Sheets), and word processing programs (e.g., Microsoft Word or Google Docs).
• Strong organizational skills.
• Ability to calculate figures and amounts such as discounts, interest, commissions, percentages, and other basic mathematical concepts with accuracy and efficiency.
• Bachelor’s degree (B.A.) in a field such as insurance or business, or equivalent insurance experience as an underwriter or an agent.
• Valid driver’s license.
• Ability to perform the essential job functions, including travel to and inspection of sites.
• 5 years of Farm and/or Commercial Insurance Experience.

Nice To Haves

• Additional insurance education such as AINS, AFIS, AU, or CPCU is preferred.
• Drone license preferred.

Responsibilities

• Evaluate farm and commercial risks for acceptance, rejection, or modification in compliance with Company procedures and guidelines.
• Perform physical inspection of risks and provide risk management information to agents, policyholders, and/or prospects.
• Document files and properly close out work per file.
• Develop and implement action plans to meet premium growth goals.
• Achieve loss ratio goals by Line of Business through accurate underwriting.
• Complete re-underwriting and inspection requests in a timely manner.
• Develop, maintain, and conduct agent training.
• Develop and implement materials and target marketing programs to assist agents in writing new business.
• Maintain current knowledge of competitor products, rates, etc.
• Assist in the development of new products and revisions to current products.
• Initiate positive suggestions for more effective and/or more efficient ways to underwrite and service business.

Benefits

• Equal employment and advancement opportunities for all persons regardless of race, color, creed, religion, national origin, sex, sexual orientation, age, the presence of any mental or physical disability, status with regard to public assistance or marriage, or any other category protected by local, state or federal law.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level