Fair Lending Analyst (Full Time) - Sugar Land

PROSPERITY BANK • Sugar Land, TX

1d • Onsite

About The Position

The Fair Lending Analyst provides administrative and analytical support for the Bank’s Fair Lending Program. This position assists with fair lending monitoring, reporting, data analysis, documentation, and regulatory compliance activities to help ensure adherence to applicable fair lending laws, regulations, and internal policies.

Requirements

• Bachelor’s degree in business, systems technology, or related field/equivalent in work experience preferably in a financial institution
• Knowledge of regulatory compliance regarding Fair Lending
• Strong Understanding of statistical methodologies with regression analysis with focus on identifying and analyzing pricing, underwriting, and servicing disparities throughout the credit life cycle.
• Sound knowledge of the Consumer Mortgage Lending Process and workflow.
• Experience building analytical reports
• Working knowledge of Fair Lending Analytics tools
• Experience with Bank Loan Policy underwriting and pricing guidelines.
• 3-5 years of relative experience in product pricing and credit underwriting and/or fair lending compliance
• Prior experience working in a U.S. Bank in a compliance or credit underwriting related role or compliance tester, preferably in fair lending compliance
• Ability to work both collaboratively and independently
• Strong Analytical and Quantitative Skills.
• Detail oriented
• Strong Time Management
• Proficient computer knowledge and ability to work with multiple applications
• Proficient Microsoft Excel and Word knowledge and database applications.
• Well organized.
• Excellent interpersonal skills.

Nice To Haves

• Risk Exec/Lending Patterns software experience a plus.

Responsibilities

• Compile, organize, and maintain fair lending reports, analyses, and supporting documentation.
• Perform secondary quality control review of Fair Lending files within software system.
• Assist in preparing reports for management, committees, and regulatory examinations.
• Monitor assigned reports and follow up with business units to obtain requested information.
• Assist with regression testing and comparative file reviews by gathering and analyzing loan documentation.
• Support Fair Lending Risk Manager in preparation of periodic reporting, regulatory examinations or ad-hoc assignments as required.
• Establish and maintain effective communication with lending associates for completion of required loan file documentation.
• Other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level