External Mortgage Loan Officer

VANTAGE CREDIT UNION • Weldon Spring, MO

1d • Onsite

About The Position

Interview members applying for residential mortgages to make certain all pertinent information/data is collected. Perform preliminary analysis of mortgage applications to make certain that member(s) qualifies for the loan based upon the information provided at the time of application. Prepare and send initial disclosures to member(s) so that government regulations are met and informed. Be knowledgeable of underwriting criteria and pricing; knowledgeable of FNMA and FHLMC underwriting guidelines. Network with external business referral partners to generate leads. Call on provided trigger leads list daily.

Requirements

• Five years of increasingly responsible experience in mortgage lending.
• Familiarity with loan origination functions.
• Familiarity with all credit union services.
• Ability to cross-sell credit union services to members.
• Ability to retain and expand external business partners for referral sources.
• Excellent oral, written and listening skills.
• Ability to handle pressure.
• Ability to effectively communicate with all levels of personnel.
• Ability to work several projects simultaneously and satisfy the required objectives.
• Provide courteous service to the membership.
• Maintain professional state-licensing requirements in compliance with the federal Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act).
• A college degree in a business-related field or its equivalent of five years financial institution experience, specifically in mortgage lending, is required.
• Attendance of credit union industry seminars, workshops, and conventions is also required.

Nice To Haves

• Experience with Encompass software is highly recommended.

Responsibilities

• Interview members applying for residential mortgages to make certain all pertinent information/data is collected.
• Perform preliminary analysis of mortgage applications to make certain that member(s) qualifies for the loan based upon the information provided at the time of application.
• Prepare and send initial disclosures to member(s) so that government regulations are met and informed.
• Be knowledgeable of underwriting criteria and pricing; knowledgeable of FNMA and FHLMC underwriting guidelines.
• Network with external business referral partners to generate leads.
• Call on provided trigger leads list daily.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree
• Number of Employees: 101-250 employees