EVP/Mortgage Lending Director - Job # 3811-147012

Symicor Group•Madison, WI

6h•Onsite

About The Position

The EVP/Director of Mortgage Lending is responsible for the strategic leadership, growth, profitability, compliance, and operational performance of the Bank’s residential mortgage lending division. The Director develops and executes strategies to expand mortgage production, enhance customer experience, improve operational efficiency, and strengthen referral relationships while ensuring compliance with all federal and state regulations. This executive serves as a key member of the Bank’s senior leadership team and partners with Retail Banking, Commercial Banking, Wealth Management, Marketing, Credit Administration, Operations, and Compliance to achieve the Bank’s strategic objectives.

Requirements

Bachelor’s degree in Business, Finance, Accounting, Economics, or related field required.
10+ years of progressive mortgage lending experience.
7+ years of leadership experience.
Experience managing mortgage sales and operations.
Experience with secondary market lending.
Experience leading mortgage teams through changing interest-rate environments.
Residential mortgage lending.
Secondary market operations.
FNMA/FHLMC guidelines.
FHA/VA/USDA lending.
Mortgage compliance.
Consumer regulations.
Credit underwriting.
Mortgage servicing fundamentals.
Pipeline management.
Pricing strategy.
Risk management.

Nice To Haves

MBA preferred.
Community or regional bank experience preferred.

Responsibilities

Develop and execute the Bank’s residential mortgage lending strategy.
Establish annual production, revenue, profitability, and market share goals.
Identify new mortgage products, delivery channels, and market opportunities.
Recommend strategic initiatives to executive management and the Board.
Develop annual operating budgets and financial forecasts.
Monitor industry trends, housing markets, interest rates, and competitive activity.
Lead all residential mortgage origination activities.
Grow purchase and refinance mortgage production.
Establish sales goals for mortgage lenders.
Monitor loan pipeline and funding performance.
Improve loan turnaround times and customer satisfaction.
Expand mortgage market share within the Bank’s footprint.
Build relationships with Realtors, Home builders, Financial planners, Attorneys, CPA firms, Title companies, and Community organizations.
Develop referral partnerships.
Promote cross-selling between Retail Banking and Mortgage Lending.
Participate in community events and business development activities.
Provide executive oversight for mortgage origination, processing, underwriting, closing, funding, secondary marketing, and quality control.
Ensure efficient workflows and continuous process improvement.
Oversee mortgage sales to investors.
Manage investor relationships.
Monitor gain-on-sale margins.
Evaluate portfolio versus secondary market retention strategies.
Manage mortgage servicing release decisions.
Ensure prudent underwriting standards.
Monitor loan quality and delinquency trends.
Review exceptions and high-risk lending.
Partner with Credit Administration regarding policy updates.