Equity Research Senior Associate, Diversified Financials

Citi • New York, NY

2d • $121,200 - $181,800 • Hybrid

About The Position

Citi’s Equity Research team is looking for a Senior Associate to support our Diversified Financials research team, contributing to the delivery of high-quality, independent investment insights to institutional clients globally. In this role, you will play a meaningful part in shaping investment research, financial models, and client engagement across a dynamic coverage universe spanning Fintech, brokers, asset managers, diversified financials, and other areas of the broader financial services ecosystem. This is an opportunity to combine deep fundamental analysis, financial modeling, industry research, and emerging AI-driven research methods while gaining exposure to both established financial institutions and evolving technology-driven business models within Citi’s globally connected research platform.

Requirements

• 5 to 8 years of experience in Equity Research, Investment Banking, Corporate Finance, Asset Management, Valuation, or another financial markets-related role.
• Strong understanding of financial statements, accounting fundamentals, and corporate finance.
• Experience building financial models and performing company valuation analyses (DCF, comparable companies, precedent transactions, or similar methodologies).
• Active holding of, or eligibility to obtain, SIE, Series 63, Series 86, and Series 87 licenses.
• Excellent analytical and problem-solving skills.
• Strong written and verbal communication skills.
• High attention to detail with the ability to manage multiple priorities in a fast-paced environment.
• Intellectual curiosity and a genuine passion for financial markets and investing.
• Ability to learn quickly and develop expertise in a new industry or sector.
• Bachelor’s degree in Finance, Accounting, Economics, Business, or a related field.

Nice To Haves

• MBA, graduate degree, or CFA designation, demonstrating advanced financial and analytical expertise.
• Familiarity with the Financials or Fintech sectors, including knowledge of brokers, asset managers, diversified financials, payments, financial technology platforms, or related financial services business models.
• Hands-on experience applying AI tools or data analytics platforms to investment research or financial analysis workflows.

Responsibilities

• Build, maintain, and update detailed financial models for companies across the Diversified Financials landscape, including earnings forecasts, valuation analysis, and scenario modeling to support investment recommendations.
• Draft and co-author equity research publications, including earnings previews and recaps, initiation reports, industry deep dives, thematic research, and other sector-focused content.
• Analyze company fundamentals, industry trends, competitive dynamics, regulatory developments, and evolving technologies to identify key investment themes, risks, and opportunities across Fintech, brokers, asset managers, and diversified financials.
• Work closely with senior research analysts to develop differentiated investment views and translate complex financial and industry analysis into actionable insights for institutional investors.
• Respond to inquiries from internal and external clients, delivering timely and well-informed perspectives on sector developments and covered companies.
• Coordinate and support investor events including management meetings, company visits, industry conferences, and calls with industry experts and consultants.
• Apply AI tools and emerging technologies to enhance research workflows, streamline data analysis, and improve the quality and efficiency of published research.
• Mentor and support junior team members, contributing to a high-performing research environment through knowledge sharing and day-to-day guidance.
• Evaluate business and investment decisions with sound judgment, maintaining the integrity of research outputs and adhering to regulatory and ethical standards at all times.

Benefits

• Hybrid working model with 3 days in the office and 2 days working remotely
• Access to senior leadership, global industry networks, and cross-functional collaboration across Citi's research and investment banking franchise.
• Ongoing learning and professional development opportunities, including support for advanced qualifications and continuing education.
• Wellbeing support and work-life balance resources designed to sustain long-term performance and personal resilience.
• Competitive compensation and financial wellbeing benefits, including access to Citi's broader employee financial programmes.
• medical, dental & vision coverage
• 401(k)
• life, accident, and disability insurance
• wellness programs
• paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior