Environmental Risk Officer

U.S. Bank • St. Louis, MO

1d • $124,355 - $146,300 • Hybrid

About The Position

The Environmental and Seismic Risk Officer position is within the U.S. Bank Real Estate Technical Services Environmental Team. This role requires a high degree of specialized technical ability and excellent communication skills. The officer is responsible for implementing the environmental and seismic due diligence process from report engagement to review completion and facilitates report delivery. The role demands the ability to perform duties independently and requires initiative in researching, analyzing, and resolving complex environmental and seismic risk issues. The position also participates in projects and/or activities that ensure compliance with applicable federal, state, and local environmental laws and regulations, and OCC guidance.

Requirements

• Bachelor's degree, or equivalent work experience
• Typically, more than eight years of applicable experience

Nice To Haves

• Bachelor's degree in an environmental science.
• Minimum of 10 to 15 years of applicable environmental experience in environmental assessment and remediation, with at least 5 years directly related to real estate transactions and the environmental liability concerns of lending institutions
• Registered Professional Geologist or Professional Engineer.
• Advanced knowledge of applicable environmental regulations, seismic assessment, financial services, and regulatory trends.
• Experience with Phase I and II environmental investigation, contaminant mitigation, and seismic risk assessment.
• Ability to propose customized environmental and seismic solutions as needed to mitigate potential risk exposures.
• Having worked for a lender as an environmental risk officer.
• Existing participation in the Environmental Bankers Association.
• Excellent interpersonal, verbal and written communication skills.
• Confidence in communicating with various borrower and lender representatives, including attorneys.
• Effective relationship building and negotiation skills.
• Self-motivated and ability to work independently.
• Strong problem solving, time management, planning, organizational and prioritization skills.
• Ability to be flexible and adapt in a dynamic environment.
• Strong computer technical skills using Microsoft Office applications including Word, Excel, Power BI, PowerPoint, Teams, and SharePoint.

Responsibilities

• Assess and manage environmental, seismic, and property condition risk for collateral properties.
• Properly order environmental and seismic risk reports from approved consultants.
• Identify, respond and/or escalate environmental and seismic risks as appropriate.
• Review environmental and seismic risk reports for technical accuracy, compliance with the scopes of work, and reasonableness of conclusions.
• Effectively communicate environmental and seismic risk conclusions and recommendations for additional due diligence or site mitigation as appropriate using lay terms.
• Counsel and advise bank personnel regarding environmental and seismic risks, risk management options and risk mitigation.
• Research and analyze complex environmental issues, guidelines, and legislation (e.g., lender liability, ASTM standards.)

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

What This Job Offers

• Job Type: Full-time
• Career Level: Senior