Energy Portfolio Manager III

BOK Financial•Houston, TX

1d•Onsite

About The Position

The Credit Products Underwriter III - Energy (CPU III) is primarily responsible for underwriting more complex financial transactions, including the financing of multiple business endeavors such as: investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, etc. In addition, the CPU III is responsible for providing product and industry expertise to the client by designing and executing solutions for the more complex and specialized clients and transactions. The CPU III will have client-facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client. The majority of the CPU III’s time will be balanced between analysis of clients, design and execution of deals, and joint client calls with RMs to provide expert counsel and advice. The CPU III will partner with the RMs to assist in generating revenue and profitability.

Requirements

Bachelor’s degree in Accounting, Finance, or related field and 8+ years of Credit Analysis/Credit products underwriter experience; or an equivalent combination of education and experience.
Comprehensive accounting & cash flow knowledge, with demonstrated knowledge of intermediate accounting theory (including the difference between GAAP and income-tax based statements, cash and accrual accounting, consolidation and elimination principals, and the effect each type of accounting has on the underwriting process)
Succinctly identify the drivers and/or potential threats to cash flow and structuring in order to mitigate that risk, if possible
Solid working knowledge of rules, regulations and documentation
Clearly communicate and convey information and ideas through a variety of channels
Leverage a network of relationships with clients, Relationship Managers, and peers for support in achieving both the individual and organizational goals
Strong knowledge and understanding of credit principles, lending functions, loan analysis, and application of general credit policies
Excellent organizational skills and meticulous work habits
Solid critical review skills focused on errors and incorrect conclusions
Ability to complete assignments quickly and efficiently with minimal direction
Proactive communication skills (internally with colleagues and senior personnel and externally)
Good conflict management skills
Possess the courage and confidence to have difficult conversations or voice differing opinions (both internally and externally)
Ability to work efficiently under limited timeframes
Strong knowledge of loan documentation, loan policy and regulations
Excellent knowledge of the Loan Grading Process
Excellent oral and written communications skills
Advanced PC and spreadsheet software skill

Responsibilities

Prepare complex financial underwriting on mid to large energy transactions, which significantly impact profits for the lending division. May work on Syndicated or Club transactions.
Recommend the final structure and pricing to the Relationship Manager and Credit Concurrence Officer and assume responsibility for all exceptions.
Write all commitment reports for specified loans and participate in loan committee presentations to provide additional information and/or to support conclusions reached in analysis.
Participate in joint calling on prospects and clients with the Relationship Managers, interacting with clients frequently, developing solid relationships, and assisting in developing new business.
Mentor and coach more junior underwriters and interns, including managing the analysis workflow, covenant compliance testing, and financial statement spreading.