Disclosure Analyst I

Cake Mortgage Corp.•Los Angeles, CA

123d

About The Position

CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're redefining the lending experience with innovative programs, streamlined processes, and a commitment to speed and precision. As we grow, we're looking for forward-thinking professionals who thrive in fast-paced, collaborative environments. We are actively seeking a talented & motivated mortgage Disclosure Analyst I who will assist a team of loan officers and loan processors in everyday mortgage lending duties.

Requirements

Strong aptitude for detail, accuracy and organization
Ability to prioritize and multi-task with ease
Excellent interpersonal, written, and verbal communication skills
Ability to work in a high-volume and fast-paced environment
Associate's degree required, 4-year degree preferred

Nice To Haves

1-2 years’ experience in a mortgage operations position
Encompass loan origination system experience
Knowledge of TRID and RESPA LE/CD requirements
Working knowledge of RESPA “Change in Circumstances”, including: Valid vs. Invalid changed circumstances reasons
Conventional and Government loan experience

Responsibilities

Audit files for completeness and accuracy to ensure compliance before sending out initial closing disclosures and Loan Estimates
Prepare initial and revised Loan Estimates and confirm fees and pricing are accurate
Monitor Change of Circumstance requests and ensure re-disclosures comply and issued within required timeframes
Maintain efficient levels of service and comply with regulatory timelines associated with the completion and dissemination of loan disclosure
Perform other duties as required and assigned