Disability Benefit Specialist

Crawford & CompanyUnited States,
$37,356 - $68,305Remote

About The Position

Join us as a Disability Benefit Specialist and play a key role in evaluating claims, determining benefit eligibility, and guiding employees toward successful return-to-work strategies. Use your expertise in disability policies and medical/vocational issues to deliver clear, timely decisions and exceptional support.

Requirements

  • Bachelor's degree or equivalent experience required.
  • 2 + years of STD/LTD claims adjudication
  • Aptitude for learning medical terminology and conditions, as well as interpreting procedures and regulations
  • Ability to work independently while assimilating various technical resources
  • Computer knowledge in excel, word, web based systems, etc
  • Good verbal and written communication skills
  • Knowledge of ERISA regulations, required offsets and deductions, disability duration and Social Security procedures
  • Demonstrated ability to gather and analyze information, determine a course of action and implement the selected course of action.
  • Strong ability to identify, analyze and solve problems.
  • Effective interpersonal skills capable of dealing with external sources and all levels of employees.

Nice To Haves

  • Experienced in the TPA or self-administration services is desired
  • Experience with FMLA/State leave claims is a plus

Responsibilities

  • Manages assigned caseload of disability claims for Short Term/Long Term Disability.
  • Communicates with claimants, employers, and various medical professionals to gather information regarding eligibility, benefit authorization, and ongoing management of STD or LTD benefits.
  • Applies the appropriate contractual provisions; case management resources; and claim processes to ensure eligibility requirements and liability decisions are accurate.
  • Provides superior customer service by rendering benefit determinations within expected timeframes and quickly responding to all inquiries.
  • Demonstrates ability to independently manage disability claim and apply clinical guidance as provided on more complex claims.
  • Verifies on-going disability and participates in claim reviews with specialized resources including nurses, physicians, vocational rehabilitation, etc. to discuss return to work opportunities as appropriate.
  • Uses disability claim system to manage and authorize payment on claims while meeting all service, timeframe, and productions standards.
  • Ensures a timely and appropriately coordinated transition of claims from STD to LTD, providing a well-managed and seamless claims experience to claimants.
  • Analyzes claims activity and prepares reports for clients/carriers and management as needed.
  • Becomes familiar with specialized client instructions and performance guarantee standards for any assigned clients. Serves as a resource for trainees and Claims processors as needed.
  • Effectively works together in a team setting.
  • Other duties as assigned.

Benefits

  • Competitive base pay
  • Bonus/Incentive Pay and other Performance-Based Rewards, if applicable.
  • Medical, Dental and Vision Plans
  • Prescription Drugs
  • HSA, HRA, and FSA Accounts
  • Paid Holidays, Vacation and Sick Leave
  • 401(k) Retirement Plan
  • Tuition Assistance
  • Paid Parental Leave
  • Supplemental Health Benefits
  • Enhanced Mental Health Support
  • Virtual Physical Therapy
  • Caregiving Services
  • Life Assistance Program
  • Training programs that promote continuous learning and career progression while enhancing job performance.
  • Sustainability programs that give back to the communities in which we live and work.
  • A culture of respect, collaboration, entrepreneurial spirit and inclusion.
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