Directors, Risk Management

American Express • New York, NY

7d • Hybrid

About The Position

American Express Company seeks Directors, Risk Management to drive credit line underwriting, as well as design, build, and enhance credit line strategies. Improve capabilities and processes to manage and monitor risk prudently across the customer lifecycle relating to proprietary and co-branded credit cards. Partner with product, marketing, operations, technologies, finance, and other functional teams to develop lending growth strategies that serve the company’s customer needs while minimizing credit losses.

Requirements

• Master’s degree in Finance, Statistics, Quantitative Economics, Operations Research, Business Administration, or a related field
• 2 years of risk management and risk analysis experience
• 2 years of experience with credit risk data from credit bureaus and internal credit source, source systems, and data management processes
• 2 years of experience providing strategic guidance on risk information system implementation and enhancements, new data evaluation, and regulatory audit strategies
• 2 years of experience in data analysis and transforming credit and risk capabilities using Big Data technologies, including Pig, Hive, and R
• 2 years of experience with Base SAS, SAS Enterprise Guide, SPSS, SQL, and Teradata
• 2 years of experience with linear regression models, logistic regression models, and advanced machine learning models, including kNN, and GBM techniques
• 2 years of experience providing risk assumptions
• 2 years of experience working with professional teams in multiple geographies

Responsibilities

• Improve capabilities and processes to manage and monitor risk prudently across the customer lifecycle relating to proprietary and co-branded credit cards.
• Partner with product, marketing, operations, technologies, finance, and other functional teams to develop lending growth strategies that serve the company’s customer needs while minimizing credit losses.

Benefits

• Competitive base salaries
• Bonus incentives
• 6% Company Match on retirement savings plan
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability benefits
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

What This Job Offers

• Job Type: Full-time
• Career Level: Director