Director, Underwriting

Ladder

2h • $100,000 - $230,000 • Remote

About The Position

Ladder is seeking a Director, Underwriting to lead their underwriting team. This role is crucial for ensuring that life insurance innovation happens within the context of sound underwriting decisions. The Director will manage three underwriting teams, focusing on Production UW, Auditing UW, and Projects UW. They will also be responsible for identifying and piloting new tools to improve underwriting, maintaining relationships with third-party data providers, communicating with insurance partners, partnering with actuaries, and serving as a subject matter expert for engineering and product teams.

Requirements

• 6 - 8 years of people leadership experience
• 10+ years of life insurance underwriting experience at a leading carrier or reinsurer
• Experience in developing underwriting guidelines and programs
• Demonstrated interest in innovation and better serving end users
• An outstanding manager of people
• A strategic thinker and builder. Someone who wants to apply their life insurance underwriting expertise to help drive Ladder’s success
• A data-driven and structured thinker. Someone who is comfortable with data and will look to translate findings into actionable insights
• An optimist, committed to continuous learning, iteration, and user-centered everything
• A great communicator who listens well, asks questions, and has a sense of humor.
• A thoughtful leader who empowers others, fosters accountability, and creates an environment where team members can do their best work

Nice To Haves

• Experience with accelerated underwriting and third-party evidence providers is a plus

Responsibilities

• Manage 3 UW teams and develop their skill sets in line with our underwriting philosophy and guidelines
• Production UW (Analyze medical, non-medical, and financial data to accept, modify, or decline risks on applications referred to manual underwriting)
• Auditing UW (both requirements from our carriers - and also small special audits we need to run to improve the product)
• Projects UW (subject matter experts providing input into any changes to our digital instant UW to improve the business while being wise on the risk)
• Maintain relationships and stay on the cutting edge of new third party data offerings. Identify, pilot, and engage new tools to improve underwriting
• Communicate with our insurance partners in concert with Ladder’s business development director who leads the relationship management of our reinsurers and carriers
• Partner with actuary to present mortality slippage each month to Ladder’s mortality team
• Serve as a subject matter expert to engineering and product teams as we build new insurance offerings

Benefits

• Excellent medical, dental, and vision coverage
• Flexible paid time off
• Stock options
• A rewarding 401k match program
• Ladder Fit Program (monthly reimbursement for wellness-related expenses)
• Commuter benefits
• Paid parental leave
• Work-from-home flexibility and support (one-time remote office stipend and monthly stipend for WFH costs)
• Fun company-wide events

What This Job Offers

• Job Type: Full-time
• Career Level: Director
• Education Level: No Education Listed
• Number of Employees: 11-50 employees