Director, Risk Practice - Visa Consulting & Analytics

Visa•Atlanta, GA

7d•$151,600 - $285,600•Hybrid

About The Position

Visa Consulting & Analytics (VCA), the consulting arm of Visa, is a global team of industry experts in strategy, marketing, operations, risk, money movement and digital consulting, with decades of experience in the payments industry. Our VCA teams offers: Consulting services customized to the needs of Visa client’s business objectives and strategy Scalable solutions Visa clients can leverage to improve performance in product, marketing and operations Proven data-driven marketing strategies to increase clients’ ROI VCA provides consulting and solution services for Visa’s largest issuers in North America. We apply deep expertise in the payments industry to provide solutions to assist clients with their key business priorities, drive growth and improve profitability. The Risk Practice within VCA advises Visa clients and ecosystem partners on core risk management areas for card portfolio lifecycle management, including prospecting strategies, underwriting, identity risk, authorizations, disputes, credit line management, collections, and fraud operations. VCA team is looking for an individual to join the Risk Practice and play a role in developing high impact projects for Visa’s clients. The potential candidate will be responsible for delivering and implementing projects and solutions as the leader of our Credit and Identity Risk Practice. This person will design, implement, and optimize strategies across the credit lifecycle to enhance risk management, improve decision-making, and drive business growth. This role requires deep expertise in credit risk frameworks, and data analytics, with a strong focus on innovation and operational efficiency. Potential engagements could include credit policy assessment, underwriting strategy design, line management optimization, and bespoke risk management initiatives. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Requirements

10 or more years of work experience with a Bachelor’s Degree or at least 8 years of work experience with an Advanced Degree (e.g. Masters/ MBA/JD/MD) or at least 3 years of work experience with a PhD
8-10 years of relevant experience managing credit risk in financial institutions or large management consulting firm
Proven experience in credit risk management, consulting frameworks, and credit lifecycle optimization
Strong analytical skills with demonstrated intellectual and analytical complexity
Familiarity with regulatory compliance, and risk governance policies
Knowledge and understanding of banking operations and/or payment schemes, including products & services, business systems and processes, marketing initiatives and card acquiring/issuing experience
Ability to lead cross-functional teams and manage complex projects in dynamic environments
Experience working with credit risk indicators to measure business performance. Significant focus on impacting ROI
Self-motivated, results oriented individual with the ability to handle numerous projects concurrently
Excellent communication, storytelling and presentation skills
People-first mindset, team player, experience mentoring junior-level individuals
Collaborative, and flexible, able to work effectively in matrixed organization. technologically savvy, curious, up to date with AI, digital trends, and applications

Nice To Haves

12 or more years of work experience with a Bachelor’s Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD

Responsibilities

Delivering and implementing projects and solutions as the leader of our Credit and Identity Risk Practice.
Designing, implementing, and optimizing strategies across the credit lifecycle to enhance risk management, improve decision-making, and drive business growth.
Assessing credit policy.
Designing underwriting strategy.
Optimizing line management.
Developing bespoke risk management initiatives.