Let's begin! Director, Product Regulatory Strategy - Property Insurance Data & AI

Moody's•Newark, NJ

13d•$183,300 - $265,800

About The Position

Moody’s is seeking a Director, Product Regulatory Strategy to lead regulatory acceptance of its Property Intelligence products across U.S. states. The role owns filing outcomes, regulator relationships, and a state-by-state filing roadmap, while advising product leadership on how emerging regulation should shape product requirements and the roadmap. The position is the primary technical voice to state regulators and a consultative partner to clients, product teams, sales, and client success. The director will develop an independent view of regulatory developments involving insurance underwriting, property data, aerial imagery, artificial intelligence, and predictive models, translating those developments into product recommendations before formal mandates exist. They will address carrier filing issues and regulator objections, prepare client-facing regulatory materials, lead presentations and state-by-state deep dives, and represent Moody’s in relevant National Association of Insurance Commissioners working groups and task forces. The role also includes setting consistent responses to regulator requests while protecting intellectual property, building relationships with state insurance department staff, reporting filing and client outcomes to leadership, and serving as the domain expert for regulatory intelligence tools and products. The director will lead and develop a regulatory product manager and direct external actuarial or regulatory partners. The CAPE Property Intelligence team delivers AI-powered property analytics to more than 80 leading North American property and casualty carriers. Its work helps insurers assess and price property risk, secure regulatory acceptance for Moody’s data in rating and underwriting, and shape regulatory evaluation of AI and imagery-derived insurance data. The position is full-time and eligible for incentive compensation. The anticipated U.S. base salary range is $183,300–$265,800, depending on factors including experience, education, level, skills, and location.

Requirements

At least 10 years of experience in property and casualty insurance product, actuarial, or regulatory roles.
A record of state rate and rule filings and objection responses taken through approval.
Working knowledge of property rating and underwriting, and of how carriers use third-party data and predictive models in regulatory filings.
Ability to anticipate regulatory developments and translate a point of view on them into product recommendations.
Ability to respond to regulator information requests while protecting proprietary methods and data.
Clear, persuasive writing and presentation skills for regulators, clients, and executives.
Experience leading or mentoring others and directing external partners.
Bachelor’s degree in actuarial science, mathematics, statistics, economics, risk management, insurance, law, public policy, or a related field.
Deep expertise in artificial intelligence, with a track record of implementing advanced AI solutions to drive strategic transformation and operational efficiency.
Strong experience using AI tools to lead innovation initiatives.
Demonstrated leadership in managing AI-related risks, ensuring ethical governance, and fostering responsible AI adoption across an organization.

Nice To Haves

Associate or Fellow of the Casualty Actuarial Society with Member of the American Academy of Actuaries; equivalent regulatory or legal depth, such as insurance regulatory legal practice, will also be considered.
Hands-on model development experience.
Experience leading regulatory work for an insurance technology, data, or analytics provider that files third-party models.
Familiarity with regulatory questions raised by artificial intelligence, machine learning, and aerial imagery.
Chartered Property Casualty Underwriter designation.
An advanced degree, such as a master’s in actuarial science, statistics, mathematics, economics, or risk management, or a Juris Doctor with an insurance regulatory focus.

Responsibilities

Lead regulatory acceptance of Moody’s Property Intelligence products across U.S. states, including filings, approvals, and regulator relationships.
Advise product development and leadership by anticipating regulatory developments involving underwriting, property data, aerial imagery, and artificial intelligence, and translating them into product requirements and recommendations.
Resolve carrier filing issues and regulator objections involving Property Intelligence data, working with client success and sales to support client adoption, renewal, and expansion.
Create client-facing regulatory materials, including state filing guidance, interrogatory and questionnaire responses, model documentation, and FAQs.
Lead on-site regulatory presentations and client state-by-state deep dives on artificial intelligence and aerial imagery issues.
Own a state-by-state filing roadmap aligned with commercial priorities and agreed with product leadership.
Lead direct model filings and objection responses through approval, including applicable registration and model filing obligations for third-party data and model providers.
Set consistent positions on recurring regulator requests while balancing transparency with protection of intellectual property.
Build working relationships with actuarial and rate review staff at state insurance departments to support informed reviews.
Represent Moody’s in relevant National Association of Insurance Commissioners working groups and task forces; coordinate policy positions with Government, Public and Regulatory Affairs and align with Moody’s RMS regulatory team on shared model and data issues.
Report filing status, approvals, client regulatory outcomes, and resourcing needs to Property Intelligence and Insurance leadership.
Serve as the organization’s domain expert for regulatory intelligence tools and products.
Lead and develop a regulatory product manager and direct external actuarial or regulatory partners, fostering regulatory excellence and client outcomes.