Director of Mortgage Lending - Cloquet, MN
About The Position
Northwoods Credit Union in Cloquet, MN is seeking an experienced, goal-oriented professional with a passion for fostering community connections and a talent for transforming strategic vision into operational excellence, to join our team as Director of Mortgage Lending. If you are a forward-thinking leader who excels at inspiring high performance, creating meaningful relationships, and executing strategic initiatives that advance organizational goals, we welcome the opportunity to meet with you and explore how your strengths and expertise can contribute to the continued growth and success of our mortgage lending department. As the Director of Mortgage Lending, you will help shape the future of Northwoods Credit Union's mortgage lending programs by strengthening relationships within the community while developing innovative lending solutions, identifying market opportunities, and advancing strategies that support long-term growth. Through market analysis, industry connections, and collaboration across the organization, you'll play a key role in ensuring our mortgage products and services continue to meet the evolving needs of members who trust us with one of life's most important financial decisions. This leadership role is ideal for an experienced mortgage professional who excels at translating strategic vision into tangible results. You'll oversee mortgage lending operations by coaching, developing, and directing a talented team dedicated to delivering exceptional service. By optimizing workflows, maintaining regulatory compliance, and proactively adapting to changing market conditions, you'll inspire innovation that enhances productivity and enables our team to better support members in achieving their homeownership goals.
Requirements
- 3 to 5 years of previous mortgage lending and underwriting experience is required.
- Prior banking/credit union experience and knowledge of regulatory compliance, laws, and regulations in all aspects of mortgage lending required.
- A valid driver's license
- Ability to work flexible hours
- Ability to travel between credit union facilities and external locations as needed.
- Demonstrates strong attention to detail
- Commitment to maintaining the highest standards of accuracy, quality and professionalism in all aspects of work.
Nice To Haves
- Bachelor's degree in finance, business or related field preferred. However, sufficient direct experience can satisfy this requirement for a degree.
- Previous supervisory experience with a focus on coaching and mentoring preferred.
Responsibilities
- Strengthening relationships within the community
- Developing innovative lending solutions
- Identifying market opportunities
- Advancing strategies that support long-term growth
- Ensuring mortgage products and services meet evolving member needs
- Overseeing mortgage lending operations
- Coaching, developing, and directing a team
- Optimizing workflows
- Maintaining regulatory compliance
- Proactively adapting to changing market conditions
- Inspiring innovation that enhances productivity
Benefits
- Generous PTO
- Paid holidays
- Comprehensive medical coverage including a low-deductible plan option and a high-deductible plan featuring 100% employer-paid premiums for employees and dependents with additional options including a Healthcare Reimbursement Arrangement (HRA), and employer HSA contributions for eligible participants.
- Multiple FSA options
- Employer-paid dental, life, AD&D, and disability insurance
- 401(k) plan with up to 6% employer match
- Profit-sharing potential
- Supplemental insurance options
- Discounted employee loan rates
- Clothing allowance
- Annual bonus potential
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What This Job Offers
Job Type
Full-time
Career Level
Manager
