Director of Lending

Hinckley and Rugby Building Society • Hinckley, MN

4d

About The Position

At Hinckley & Rugby Building Society, we're proud of our heritage, our strong member focus, and our commitment to delivering exceptional outcomes for customers and communities. We're looking for an experienced and inspirational lending leader to join our Executive Team as Director of Lending. This is a key strategic role with responsibility for shaping and delivering the Society's lending strategy, driving sustainable growth, strong risk management, and excellent member outcomes. As a member of the Executive Team, you'll play a key role in influencing the future direction of the Society while leading a talented lending function through a period of continued growth and opportunity. This role combines strategic leadership with operational oversight, providing the opportunity to influence every aspect of the Society's lending proposition.

Requirements

• Significant mortgage lending and credit risk experience gained within financial services.
• A proven track record of senior leadership within mortgage lending and credit risk.
• Strong people leadership skills with the ability to inspire, motivate and develop high-performing teams.
• Experience of developing and implementing lending strategies that balance growth, risk, and customer outcomes.
• Excellent stakeholder management and communication skills, with the confidence to engage at Board and Executive level.
• A deep understanding of regulatory requirements, governance, Consumer Duty, and risk management frameworks.
• A collaborative approach and a commitment to delivering excellent outcomes for members and colleagues.

Responsibilities

• Develop and deliver the Society's lending strategy to support sustainable growth and strong customer outcomes.
• Lead and develop a high-performing Lending Team, creating a culture of expertise, accountability, and continuous improvement.
• Oversee lending policy, underwriting standards, and credit risk management, ensuring prudent decision-making across the mortgage portfolio.
• Drive improvements across the end-to-end mortgage journey to enhance efficiency and service for members and intermediaries.
• Manage key third-party and intermediary relationships, helping to strengthen our market presence and reputation.
• Provide insightful management information and reporting to Executive, Credit Committee, Board Risk Committee and Board forums.
• Ensure compliance with FCA and PRA requirements, Consumer Duty principles and the Society's risk appetite.

What This Job Offers

• Job Type: Full-time
• Career Level: Executive
• Education Level: No Education Listed