Director of Data Analytics (P&C Insurance, Underwriting, Reinsurance)

Church Pension Group Services Corporation•Bennington, VT

12d•$150,000 - $175,000•Hybrid

About The Position

For more than 90 years, The Church Insurance Companies (CIC) has focused on providing The Episcopal Church with broad, cost-effective property and casualty coverage, as well as unique risk management strategies and tools. This team takes a disciplined, financially sustainable, and hands-on approach. We are seeking a proactive, business-minded Director of Data Analytics / Data Scientist to partner with management in turning policy, premium, and loss data into decisions on pricing, reserving, reinsurance, capital, and underwriting. The role owns the end-to-end workflow: mining data, building rate and reserve indications, supporting reinsurance renewals, evaluating capital adequacy, collaborating with consulting actuaries, and presenting to executives. This is a highly visible individual contributor role that is designed for a hands-on expert who wants to drive significant business impact.

Requirements

Demonstrated production of rate or reserve indications from raw data through executive-ready deliverables.
Hands-on experience with large policy, premium, and claims datasets.
Expert Excel (pivot tables, advanced formulas, exhibit workbooks for rate changes and reserving).
Experience with a BI/visualization tool (Power BI, Tableau, or similar).
P&C fundamentals: earned/written premium, loss development, IBNR, ALAE/ULAE, LDFs, loss/combined ratio, credibility, trend, and rate change.
Standard ratemaking (loss ratio, pure premium, GLM) and reserving methods (chain-ladder, BF, expected loss ratio).
Reinsurance structures and how cessions affect net results, surplus, and volatility.
Capital frameworks: NAIC RBC, AM Best’s BCAR, and economic capital.
Proactive and self-directed; drives analyses to completion.
Excellent communication; explains technical concepts clearly.
Strong business acumen and intellectual curiosity.
High integrity and attention to detail.

Nice To Haves

Exposure to reinsurance renewals, capital adequacy, and outside consulting actuaries preferred.
U.S. state rate filing and SERFF (a plus).

Responsibilities

Produce overall and by-segment rate indications for personal and commercial lines, covering loss/premium trend, development, credibility, and expenses.
Support classification ratemaking and develop rating factors using standard actuarial approaches.
Prepare rate summary exhibits for communicating the proposed rate level need and findings to Company management. Be able to justify and defend proposed rate levels.
Maintain reserving triangles by line and accident year; produce quarterly and ad-hoc indications using chain-ladder, Bornhuetter-Ferguson, expected loss ratio, and frequency-severity methods.
Analyze reserve adequacy and movement, explaining variances in business language.
Partner with claims on case reserve philosophy, large losses, and claim-handling shifts.
Own the data workstream for the annual renewal: in-force listings, premium/exposure, loss runs, large loss detail, and cat model output.
Respond to reinsurer questions and data calls, working with brokers, underwriting, claims, and finance.
Evaluate alternative structures (quota share, per-risk excess, aggregate, cat XOL) across attachments, limits, and cede percentages.
Run cause-of-loss studies (water, theft, wind/hail, BI, auto physical damage) to identify frequency and severity drivers.
Quantify effects of inflation, weather, legal environment, social inflation, and repair/medical costs.
Translate findings into action on underwriting, coverage forms, deductibles, and rating plans.
Maintain recurring reports on loss/combined ratios, production, retention, rate change, and profitability by program, state, agent, and class.
Respond to ad-hoc leadership requests with accurate, documented answers.
Present findings in plain, business-focused language and translate them into concrete recommendations on rate, tier, underwriting, reinsurance, and product.
Partner with IT, underwriting, and product to implement rating changes—writing requirements, testing, and validating production.