Director of Credit Administration

Bank of Oak Ridge • Oak Ridge, NC

5d

About The Position

The Director of Credit Administration is responsible for leading the day-to-day operations for credit administration. This role oversees the quality of the bank’s loan portfolio, underwriting standards, regulatory compliance, and risk management.

Requirements

• Bachelor’s Degree in business administration, economics, accounting, finance or related field.
• CRC Designation or ability to obtain within reasonable timeframe.
• Strong knowledge of banking regulations, commercial lending principles, and loan underwriting.
• Extensive experience (10-15 years) in credit risk management or underwriting.
• Leadership skills to manage teams and interact with executive leadership.
• Analytical skills for credit analysis and underwriting, reporting and portfolio monitoring.
• Intermediate proficiency with Microsoft Office Suite and bank credit underwriting software systems.

Nice To Haves

• Master’s Degree preferred.

Responsibilities

• Monitor credit risk, manage loan portfolios and ensure adherence to internal policies and federal / state regulations.
• Develop and execute credit policies, conduct portfolio stress testing, and manage special assets.
• Provide support to loan operations function.
• Ensure operations excellence, adherence to internal SLAs and that SOPs comply with state and federal regulations.
• Contribute to and participate in Internal Loan Committee meetings and monthly Loan Committee meetings.
• Ensure compliance with state and federal banking regulations.
• Interact with regulators and auditors.
• Ensure successful audits and exams related to lending and credit.

What This Job Offers

• Job Type: Full-time
• Career Level: Director