Director of Asset/Liability Management
About The Position
The Director of Asset/Liability Management (ALM) is responsible for leading the bank's asset-liability management function, with accountability for balance sheet strategy, liquidity and funding management, interest rate risk, and capital planning. This role oversees the development of strategies that optimize earnings while maintaining strong risk discipline, regulatory compliance, and alignment with the organization's financial objectives. The Director partners closely with executive leadership, finance, risk, and business line leaders to support informed decision-making, protect financial stability, and position the bank for sustainable growth. This is a unique opportunity to lead a strong ALM foundation and shape its next stage of growth. The Director will expand team capabilities, modernize analytics, and play a central role in executive decision-making. You will operate in a collaborative environment with direct engagement across senior leadership, with the ability to build a best-in-class Treasury capability. This role is ideal for a leader who combines strong technical expertise with the ability to influence strategy and build scalable, forward-looking analytics.
Requirements
- Bachelor's degree in finance, accounting, economics, business, or a related field required
- Minimum of 8-10 years of progressive experience in Treasury, asset-liability management, finance, or risk management within a banking or financial services environment.
- Strong knowledge of liquidity management, interest rate risk, capital planning, and balance sheet strategy.
- Experience with data analytics tools (e.g., SQL, Power BI, Python, Excel/VBA)
- Experience presenting to ALCO, executive committees, or senior leadership
Nice To Haves
- MBA or other advanced degree preferred
Responsibilities
- Lead the bank's asset-liability management strategy, including liquidity, funding, capital, and balance sheet optimization.
- Monitor and manage interest rate risk, liquidity risk, and capital adequacy through modeling, forecasting, stress testing, and scenario analysis.
- Oversee cash flow forecasting, contingency funding planning, and wholesale funding strategies.
- Direct the preparation and presentation of ALCO materials, Treasury reports, and key balance sheet metrics for executive leadership and the board.
- Recommend risk limits, policy standards, and governance practices related to liquidity, interest rate exposure, and capital targets.
- Provide strategic oversight of deposit pricing, funds transfer pricing, and balance sheet assumptions to support profitability and risk management.
- Partner with FP&A, accounting, credit, enterprise risk, and business line leaders to align Treasury and ALM strategies with broader organizational goals.
- Ensure compliance with applicable regulatory requirements and support examinations, audits, and reporting obligations.
- Evaluate market conditions, economic trends, and competitive factors to recommend proactive balance sheet actions.
- Lead, develop, and mentor ALM team members while promoting strong analytical rigor, internal controls, and cross-functional collaboration.
- Work with FP&A to provide periodic forecasts of the Bank's expected interest income and interest expenses.
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Director
