Director, Financial Planning

First National Bank•Fort Collins, CO

3d•$105,443 - $179,253•Onsite

About The Position

The Financial Planner works closely with FNBO’s ultra-high-net-worth clients and their supporting client teams. The role develops and presents comprehensive financial plans, recommends ways to improve clients’ overall financial well-being, and delivers a superior planning experience while maintaining the highest level of confidentiality. The position leads clients through the financial planning process, gathers and interprets complex financial information, accurately builds plans in eMoney, and presents recommendations to clients and internal partners. It also coordinates customer records, communications, meeting follow-ups, and action items with internal teams. The Financial Planner serves as an internal resource for Financial Advisors and Financial Advisor Associates, contributes to team decisions and training, and complies with applicable bank policies, laws, regulations, and controls. The role is anticipated to be performed onsite at the posted location. The work location may change based on business needs.

Requirements

Bachelor’s degree in Business Administration or a related field.
Certified Financial Planner (CFP) designation or a planned path to achieve the designation.
At least 5 years of experience in financial planning.
Experience using eMoney financial planning software.
Experience servicing high-net-worth individuals and institutions.
Working knowledge of standard concepts and procedures in the area of expertise.
Strong attention to detail and analytical skills, including accuracy in reviewing documents and identifying errors or omissions.
Ability to communicate clearly, articulately, and concisely, verbally and orally, as stated in the posting.
Ability to create clear written documentation and presentations in formats and styles appropriate to the audience.
Ability to identify problems, research contributing factors, and evaluate solutions.
Ability to identify opportunities for efficiency and process improvement.
Ability to work independently on financial plans, seeking guidance on the most complex plans, and to collaborate effectively within a team.
Ability to listen attentively to customer needs and deliver comprehensive solutions.
Understanding of and contribution to the intended customer experience of being helpful, easy, and personal.
Unrestricted work authorization; candidates must not require future sponsorship.

Responsibilities

Attend and lead customer meetings throughout the financial planning process, including introductions, goal setting, data gathering, plan delivery, and updates.
Help customers identify their needs and objectives.
Gather and interpret client income, expense, investment, insurance, tax, and estate-planning information and documents.
Input client information into eMoney and verify the accuracy and integrity of data and plan projections.
Develop recommendations to improve clients’ overall financial well-being, considering how the components of each plan work together.
Present and clearly explain applicable solutions and strategies to customers and internal partners.
Maintain and prepare customer files and compose appropriate customer communications.
Review customer task assignments and coordinate with team members to document and complete meeting follow-ups and action items in Salesforce within specified time frames.
Escalate potential customer issues to appropriate team members, prioritize work, and manage multiple tasks.
Prepare for customer meetings in advance, including reviewing reports, and proactively identify opportunities and contact internal partners.
Participate in the financial planning process and team decisions, and attend team and divisional meetings.
Build strong relationships with Financial Advisors and Financial Advisor Associates and serve as an internal resource.
Identify additional ongoing training opportunities for Advisors.
Understand and comply with applicable bank policies, laws, regulations, the BSA/AML Program, internal procedures, and controls; complete required compliance training.
Report known compliance violations and suspicious customer or account activity.
Maintain professional behavior, promote positive working relationships, and maintain regular and predictable attendance in accordance with policy.