Director, Financial Crimes Compliance - AML Officer
About The Position
The Director, Financial Crimes Compliance – AML Officer is the designated US governance owner for Poshmark’s Financial Crimes Compliance program. This role owns the BSA/AML program, the compliance policy and risk framework, and the governance structure required to make the program audit-ready, banking-partner-ready, and scalable. The Director is accountable for regulatory interpretation, program-level risk assessment, sanctions governance, escalation standards, training substance, audit response, and active oversight of Financial Crimes Operations. This role also owns executive reporting and program health monitoring, and serves as the primary compliance point of contact for internal leadership, external auditors, and banking partners. The Director partners closely with Risk Strategy on seller identity and related risk controls. Risk Strategy owns vendor selection and vendor performance management for the underlying identity / risk tooling stack, while Financial Crimes Compliance defines the regulatory requirements, control standards, and acceptance criteria that the program must satisfy.
Requirements
- 7+ years of experience in BSA/AML, sanctions, financial crimes compliance, or a closely related discipline.
- CAMS / ACAMS or equivalent certification required.
- Strong working knowledge of BSA, AML, OFAC, the USA PATRIOT Act, FinCEN expectations, and AMLA 2020.
- Direct experience managing regulatory exams, banking partner relationships, and audit-ready compliance programs.
- Experience translating regulatory requirements into business requirements, workflows, support content, and operational controls.
- Experience with vendor management, cross-functional program leadership, and senior stakeholder management.
- Strong executive communication skills and the ability to influence across Product, Engineering, Operations, Legal, and Finance.
Nice To Haves
- Advanced degree a plus.
Responsibilities
- Own and maintain Poshmark’s BSA/AML program, including annual risk assessment, governance cadence, and program documentation.
- Own compliance policy governance for seller identity, KYC/KYB, sanctions screening, and high-risk seller review control standards.
- Partner with Risk Strategy on the seller identity / KYC / KYB / sanctions program by defining regulatory requirements, control standards, acceptance criteria, and escalation rules for the program.
- Serve as the primary US governance point of contact for banking partners, external auditors, and regulators.
- Own executive reporting and program health reporting, including BSA/AML trends, sanctions screening performance, escalation volumes, control effectiveness, and operational quality.
- Own the compliance curriculum and sign off on training before Financial Crimes Operations delivers it.
- Drive the Financial Crimes Compliance program roadmap with Product, Engineering, and Operations, including business requirements, control design, user-facing workflow design, terms/policy implications, and support content requirements.
- Review and approve controls before go-live, including the compliance requirements for new workflows, tooling, and product changes.
- Own the full lifecycle of Financial Crimes Compliance vendor partnerships from a compliance perspective, including business requirements, implementation oversight, ongoing business reviews, and partnership with Product, Legal, and Contracts as needed.
- Provide detection logic oversight and ongoing program health monitoring, including decision logic calibration, feedback-loop analysis, control performance review, and oversight of the admin functionality and access controls required to operate the program safely and consistently.
- Own SAR filing governance and reporting operations in partnership with the AML Escalation Manager, including escalation standards, filing decision oversight, documentation quality, and audit-ready recordkeeping.
- Lead audit preparation and response, including evidence organization, control narratives, and remediation tracking.
- Maintain active knowledge of Financial Crimes Compliance Operations execution quality, identify gaps between policy intent and operational reality, and intervene when execution creates compliance risk.
- Review and approve Financial Crimes Compliance Operations operational procedures before implementation.
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What This Job Offers
Job Type
Full-time
Career Level
Director
