Director/Executive Director, RMBS Structurer

CIBC•New York, NY

1d•$225,000 - $300,000•Onsite

About The Position

CIBC’s Residential Credit Finance & Securitization Group is seeking an experienced professional to support the structuring and execution of RMBS transactions across a diverse range of residential mortgage asset classes. This role requires strong analytical capabilities, deep knowledge of mortgage securitization structures, and the ability to work closely with internal partners, clients, rating agencies, and other transaction stakeholders.

Requirements

Bachelor’s degree required
5+ years of relevant experience in RMBS structuring, securitization, mortgage analytics, or related roles
Deep knowledge of deal mechanics and structures across residential mortgage sectors, including Non-QM, Investor, Jumbo, Agency Investor, RTL, and related asset classes
Advanced quantitative skills and strong proficiency in Excel, with experience in Intex Dealmaker, Intex Calc, CAS, VBA, Bloomberg, and similar modeling platforms
Strong understanding of collateral analysis, cash flow modeling, rating agency methodologies, and transaction documentation
Excellent communication and collaboration skills
Values matter to you. You bring your real self to work and you live our values – trust, teamwork, and accountability.

Responsibilities

Oversee the full structuring process for non-Agency RMBS transactions, from early-stage pitching through transaction close
Use Intex Deal Maker to construct cash flow waterfalls, ensuring structural features (e.g., sequential/pro rata pay, shifting interest, deal triggers) are modeled correctly
Partner with the banking team to support the rating agency process and sizing credit enhancements
Ensure offering documents accurately reflect structuring assumptions & outputs
Run various stress testing and scenario analysis (prepayments, defaults, severities)
Coordinate with stakeholders on internal model development and maintenance