Director - CIB Credit - Power & Renewables, TD Securities

TD•New York, NY

2d•$225,000 - $250,000•Onsite

About The Position

The Director TDS - CIB Credit demonstrates governance, control and risk management behaviors in alignment with TD policies and practices. In addition, prepares and recommends high quality credit submissions as required for assigned Borrower accounts and oversees and monitors the performance of borrowers to ensure compliance with all terms and conditions of the credit authorization, and to ensure that the risk ratings for the assigned borrowers are accurate. Manages deal teams that prepare detailed high quality credit submissions for clients in the Financial Institutions sector, which will detail risks and mitigants and include a review of financial performance and key metrics. Ensures credit reviews include all appropriate analysis, including MFA spreadsheet tool and MRA analysis to support the risk rating assessment, leveraged lending analysis if applicable, as well as detailed projections and sensitivities for lower rated borrowers. Conducts market, industry and client research in support of the ongoing risk assessment process. Reviews loan and security documentation, to reflect the details of the credit authorization accurately. Oversees and monitors performance of Borrowers to ensure compliance. Monitors market and client developments to ensure risk ratings are accurate and reflects all relevant material information. Prepares Quarterly Risk Ratings Reports and High Risk Reports as required. Demonstrates governance, control and risk management behaviors in alignment with TD policies and practices. Completes and submits out-of-order reports as appropriate. Participates on project working groups and/or internal and external committees within a major risk category, such as industry reviews or internal risk policies. Identify/recognize cross-sell opportunities and coordinate with other business units/product groups as appropriate. Coordinates with Origination in the preparation and presentation of Loan Capital Committee analysis and documentation.

Requirements

7-10 years related experience
Undergraduate degree in Business (Accounting or Finance) or Mathematics/Economics.
Series 79, 63, SIE

Responsibilities

Prepares and recommends high quality credit submissions as required for assigned Borrower accounts.
Oversees and monitors the performance of borrowers to ensure compliance with all terms and conditions of the credit authorization, and to ensure that the risk ratings for the assigned borrowers are accurate.
Manages deal teams that prepare detailed high quality credit submissions for clients in the Financial Institutions sector, which will detail risks and mitigants and include a review of financial performance and key metrics.
Ensures credit reviews include all appropriate analysis, including MFA spreadsheet tool and MRA analysis to support the risk rating assessment, leveraged lending analysis if applicable, as well as detailed projections and sensitivities for lower rated borrowers.
Conducts market, industry and client research in support of the ongoing risk assessment process.
Reviews loan and security documentation, to reflect the details of the credit authorization accurately.
Oversees and monitors performance of Borrowers to ensure compliance.
Monitors market and client developments to ensure risk ratings are accurate and reflects all relevant material information.
Prepares Quarterly Risk Ratings Reports and High Risk Reports as required.
Completes and submits out-of-order reports as appropriate.
Participates on project working groups and/or internal and external committees within a major risk category, such as industry reviews or internal risk policies.
Identify/recognize cross-sell opportunities and coordinate with other business units/product groups as appropriate.
Coordinates with Origination in the preparation and presentation of Loan Capital Committee analysis and documentation.