Director, Cash Forecasting & Liquidity Management

loanDepot • Chandler, AZ

1d

About The Position

The Director, Cash Forecasting & Liquidity Management owns loanDepot’s enterprise cash forecasting, liquidity management, and cash flow analytics functions. The role develops and executes the company’s cash forecasting strategy, monitors daily liquidity, and provides executive leadership with actionable insights for funding, capital allocation, and strategic decisions. It requires a comprehensive understanding of mortgage banking operations, including mortgage loan inventory, warehouse financing, investor settlements, mortgage servicing rights (MSRs), servicing advance financing, and corporate liquidity requirements.

As the primary owner of cash forecasting and liquidity management, this leader partners with Treasury, Capital Markets, Accounting, Servicing, and Executive Leadership to maintain appropriate liquidity, support growth, optimize capital use, and advise senior management on funding, financing, and liquidity risks. The position also leads and develops team members and advances forecasting processes, automation, reporting, and financial analysis practices.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or a related field.
• At least 8 years of progressive experience in mortgage banking, financial planning and analysis, treasury, liquidity management, cash forecasting, or related finance functions.
• Mortgage industry experience is required.
• Demonstrated expertise in cash forecasting, liquidity management, mortgage loan inventory management, warehouse lending facilities, secondary marketing and investor settlements, MSRs, servicing advance financing, and capital markets and funding structures.

Nice To Haves

• Experience with Power BI, Tableau, SQL, or other business intelligence platforms.
• MBA, CFA, CPA, or Certified Treasury Professional (CTP) credential.
• Experience managing or mentoring analysts and finance professionals.
• Experience supporting large-scale mortgage origination and servicing platforms.
• Knowledge of warehouse facilities, MSR financing, servicing advance facilities, and other mortgage-related funding structures.

Responsibilities

• Lead and own the company’s enterprise-wide cash forecasting and liquidity management processes.
• Develop, maintain, and continuously improve daily, weekly, monthly, quarterly, and long-range cash flow forecasts.
• Monitor and analyze organizational cash inflows and outflows and provide accurate daily liquidity projections.
• Provide executive-level reporting and recommendations on liquidity, cash utilization, borrowing strategies, and capital deployment.
• Maintain a detailed understanding of mortgage loan inventory, warehouse line utilization, loan funding requirements, investor purchase activity, payoffs, and settlement timing.
• Analyze, forecast, and monitor liquidity impacts associated with MSRs, servicing advance financing facilities, servicing cash flows, and related financing structures.
• Partner with Capital Markets, Secondary Marketing, Treasury, Servicing, Operations, Accounting, and Finance leadership to assess the liquidity implications of business initiatives and market conditions.
• Evaluate how interest rate movements, origination volumes, servicing portfolio performance, loan sale execution, and financing strategies affect liquidity and cash flow.
• Oversee daily cash positioning and variance analysis, identify emerging liquidity risks, and recommend corrective actions.
• Develop scenario analyses, stress testing, and contingency funding strategies for risk management and corporate planning.
• Support management of warehouse facilities, servicing advance financing facilities, corporate debt arrangements, and banking relationships.
• Advise executive leadership on liquidity planning, funding capacity, and balance sheet optimization.
• Drive process improvements, automation initiatives, and forecasting enhancements to improve accuracy, scalability, and reporting efficiency.
• Lead, mentor, and develop team members while establishing best practices for forecasting, reporting, and financial analysis.
• Perform other duties and projects as assigned.

Benefits

• Aggressive compensation package based on experience and skill set.
• Inclusive, diverse, and collaborative culture.
• Internal growth and professional development opportunities, including tuition reimbursement.
• Comprehensive medical, dental, and vision benefits.
• Wellness program supporting mental and physical health.
• Generous paid time off for exempt and non-exempt positions.

What This Job Offers

• Job Type: Full-time
• Career Level: Director