Digital Banking Specialist II

First Seacoast Bank•Dover, NH

About The Position

The Digital Banking Specialist II is responsible for providing professional, knowledgeable, courteous, friendly, and efficient service to all customers. Utilize knowledge of the Bank’s products and services and system technology platforms to address and resolve general customer inquiries, including Debit/ATM card issues, and other electronic banking functions. Cross sells the Bank’s products and services by recognizing what’s right for the customer. The Digital Banking Specialist provides support to other Digital Banking Specialists, works closely with team members and other Bank departments to resolve more complex issues and to create and support a positive team-building atmosphere. This position is anticipated to become part of Cambridge Savings Bank (“CSB”) following the successful completion of CSB’s proposed acquisition of First Seacoast Bank (“FSB”). Upon close of the transaction, the selected candidate will transition from FSB employment to CSB employment and become integrated into CSB’s organizational structure.

Requirements

High school diploma or equivalent.
Two to four years of prior customer service experience in branch banking is required.
Must possess excellent customer service skills and professionalism.
Good communication, listening and questioning skills are required. Ability to apply knowledge to create a positive rapport with customers.
Strong computer skills and familiarity with various software programs.

Nice To Haves

Previous Call Center and Sales experience is recommended.

Responsibilities

Demonstrate professional, courteous, and accurate service to Customers via the phone, chat and/or email through effectively addressing inquiries and servicing accounts, while always adhering to Quality Customer Service standards.
Provide problem resolution to internal and external customers while recognizing when to escalate more difficult issues to the department manager.
Proactively maintain a thorough working knowledge of bank products, services and delivery platforms to effectively address customer telephone, chat and e-mail inquiries, as well as seek opportunities to cross sell products and services to drive additional satisfaction and Bank sales.
Sustain a referral culture in all aspects of the position and interactions, directing and coordinating referrals to the applicable departments as appropriate.
Support the introduction and maintenance of new bank products and services.
Conduct account research as needed.
Accurately process customer accounts that have been opened online, following up as necessary for required information.
Proactively monitor, track and follow up on pending items, system updates, and internal communications to ensure complete customer satisfaction.
Maintains knowledge of and ensures compliance with Federal and State banking regulations and adheres to all Bank policies and procedures.
Backup for Deposit Operations and other Digital Banking Specialists on cross trained various duties, as necessary.
Review and maintain Address Change report for accuracy.
Process customer mail deposits and loan payments efficiently and accurately.
Set mobile deposit limits on new accounts according to bank policy.
Assists employees and customers with defined system password lockouts and resets.
Assists bank staff with addressing electronic banking and ATM/Debit Card questions or problem.
Provide customer support for retail online enrollment, password resets and HELOC online enrollment.
Assist customers with debit card limit increases within authority per bank guidelines.
Assist customers with mobile deposit limit increase within authority per bank guidelines.
Accurately and efficiently assist customers with (REG E) Electronic Fund Transfer Act disputes by gathering information and managing the dispute process within the required timeline.
Submit and monitor 360 Tickets through resolution.
Provide customer support for general Business Internet Banking inquiries and password reset requests.
Administers ATM/Debit card processes and activities, including card applications production, activation and deactivation, as well as card inventory. Maintain accurate and complete documentation as necessary; respond to customer and branch inquiries concerning card operations or transactions; research and resolve problems as appropriate; handle or escalate related network problems and card security issues.
Manage ATM/Debit card settlement and error resolution process.
Performs call center software and telephone system maintenance.
Saturday coverage is required.
Performs additional duties as requested.