Developer Lead (AI-Enabled Systems)

BMO•Toronto, ON

2d•CA$75,900 - CA$141,900

About The Position

We are looking for a Senior Full Stack Engineer who can design and deliver scalable, enterprise-grade solutions while embracing modern AI-assisted development approaches. This role is not limited to a specific tech stack. We are looking for someone who: Understands banking/business workflows, Takes end-to-end ownership of delivery, Is a strong problem solver, Is open to leveraging AI tools to improve productivity and system design. You will work across frontend, backend, and integration layers to build reliable systems, while progressively incorporating AI capabilities where they add real business value.

Requirements

7–15+ years of experience in backend/full-stack development in enterprise environments
Strong understanding of system design, scalability, and distributed systems
Experience delivering production-grade applications end-to-end
Solid experience in banking or financial services domain (onboarding, payments, lending, trade, etc.)
Strong problem-solving and analytical skills
Demonstrated ownership and accountability for delivery
Ability to work across tech stacks and adapt quickly
Strong communication and collaboration skills

Nice To Haves

Exposure to AI/ML or LLM-based capabilities (even at feature level)
Experience using AI development tools (e.g., Copilot, code assistants, automation tools)
Familiarity with search, data retrieval, or analytics platforms
Experience with cloud-native or modernization programs
Understanding of event-driven or streaming architectures

Responsibilities

Build and enhance core banking and onboarding platforms
Design APIs and backend services that support complex workflows
Develop user-facing applications with strong focus on usability and performance
Work on data-driven systems, integrations, and orchestration layers
Contribute to modernization initiatives (API-first, cloud, event-driven architecture)
Explore and implement AI-assisted features (automation, insights, intelligent workflows) where appropriate
Design, build, and support end-to-end applications across frontend, backend, and integration layers
Translate business requirements into scalable technical solutions
Take ownership of features from design through production and support
Collaborate with product, architecture, and business teams to solve complex domain problems
Build robust microservices/APIs using Java / Node / Python
Develop intuitive frontend applications (React / Angular)
Ensure systems are secure, resilient, and compliant (critical in banking)
Identify opportunities to leverage AI tools (e.g., code generation, automation, intelligent workflows) to improve delivery efficiency
Contribute to continuous improvement of engineering practices (quality, CI/CD, observability)