Deputy BSA/AML Officer Lead

Wise • New York, NY

1d • Onsite

About The Position

Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere.

Your Mission: Supervision of our appropriate measures to ensure that Financial crime risks are taken into account in our day-to-day operations. Provide advice and guidance to other teams and key stakeholders – regionally and globally, on BSA, AML/CTF and OFAC sanctions regulations as well as related Wise policies and procedures Support in the development and maintenance of the compliance FinCrime oversight framework and our North America AML and Sanctions policies Prepare quarterly compliance reports to the leadership team of the Wise National Trust Challenge first line teams on the development of controls and provide approvals on any control changes, new products or features Represent fincrime compliance oversight both internally and externally to regulators, auditors and partners as required showcasing Wise’s strong oversight compliance framework Deputising for the BSA/AML Officer as required ensuring that there is strong oversight of all compliance operations including AML, Fraud, Sanctions, KYC/CDD and EDD Serve as a member of the US SAR committee, providing feedback to our FinCEN Reporting Team Contribute to the company’s Financial Crime Risk Assessment Horizon scanning of new FinCrime regulatory developments and maintaining oversight of implementation of such development which impact business activities Proactively identifying key areas of risk and work with first line teams to in the development of mitigation plans

Requirements

• 10+ years in financial crime compliance
• Direct experience with federal regulators
• Expert in US financial crime regulations including the Bank Secrecy Act, OFAC
• Demonstrable experience designing and challenging processes, ideally across multiple products.
• Solution oriented and get a kick out of improving current practices and processes and can apply different compliance strategies to develop compliance frameworks.
• Comfortable and effective communicator in both your writing and speaking. You can convey complex ideas effectively to both internal and external audiences.
• Sense of urgency and an ability to work well under pressure, prioritizing, taking responsibility and working to tight deadlines with the capability to handle multiple projects at one time.
• Meticulous attention to detail
• Great people skills and can effectively and efficiently collaborate, build relationships with colleagues throughout the business and across the globe.
• Must already be legally authorized to work in the US, we cannot provide Visas for this role

Nice To Haves

• J.D.
• Certification as a Global Sanctions Specialist (CGSS), Certified Anti-Money Laundering Specialist (CAMS) or similar.
• Experience with conducting risk assessments
• Experience conducting QA/QC on SARs
• Experience filing SARs or OFAC reports electronically
• Experience with training/mentoring junior team members.
• Prior experience at a fintech

Responsibilities

• Supervision of our appropriate measures to ensure that Financial crime risks are taken into account in our day-to-day operations.
• Provide advice and guidance to other teams and key stakeholders – regionally and globally, on BSA, AML/CTF and OFAC sanctions regulations as well as related Wise policies and procedures
• Support in the development and maintenance of the compliance FinCrime oversight framework and our North America AML and Sanctions policies
• Prepare quarterly compliance reports to the leadership team of the Wise National Trust
• Challenge first line teams on the development of controls and provide approvals on any control changes, new products or features
• Represent fincrime compliance oversight both internally and externally to regulators, auditors and partners as required showcasing Wise’s strong oversight compliance framework
• Deputising for the BSA/AML Officer as required ensuring that there is strong oversight of all compliance operations including AML, Fraud, Sanctions, KYC/CDD and EDD
• Serve as a member of the US SAR committee, providing feedback to our FinCEN Reporting Team
• Contribute to the company’s Financial Crime Risk Assessment
• Horizon scanning of new FinCrime regulatory developments and maintaining oversight of implementation of such development which impact business activities
• Proactively identifying key areas of risk and work with first line teams to in the development of mitigation plans

Benefits

• We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed