Deposit Operations

MERCHANTS & MARINE BANK•Pascagoula, MS

1d•Hybrid

About The Position

We are seeking a detail-oriented and experienced Deposit Operations Manager to lead our Deposit Operations department. This role is responsible for overseeing daily operations, ensuring compliance with all applicable banking laws and regulations, and driving operational excellence. The ideal candidate will be a strong leader who can manage staff, improve processes, and collaborate across departments to enhance products and service delivery.

Requirements

High school diploma or equivalent required
Minimum 5 years of experience in retail banking operations and compliance, or equivalent combination of education and experience
Strong knowledge of deposit products and retail banking operations
Working knowledge of banking regulations and compliance requirements
Advanced proficiency in Microsoft Excel and Word
Strong analytical and problem-solving skills
Solid understanding of accounting principles and reconciliation processes
Excellent written and verbal communication skills
Ability to interpret regulations, policies, and technical documents
Proven ability to manage multiple priorities and resolve complex issues efficiently
Commitment to continuous learning and professional development

Nice To Haves

Bachelor’s degree in Business, Finance, or related field preferred

Responsibilities

Oversee and manage the daily functions of the Deposit Operations Department
Lead, coach, and develop deposit operations staff, including performance evaluations and training
Establish departmental goals, assign responsibilities, and set priorities
Develop, implement, and maintain policies, procedures, and workflows
Ensure compliance with all federal and state banking regulations, including BSA/OFAC/USA Patriot Act
Monitor and maintain internal controls and operational accuracy
Prepare and present reports, metrics, and analyses to senior management
Balance and review reports to ensure accuracy and proper reconciliation
Serve as a resource to branch personnel regarding deposit products and account opening processes
Collaborate with other departments to improve products, services, and operational efficiency
Represent Deposit Operations in cross-functional meetings, projects, and initiatives
Respond to audit, compliance, and examination requests and findings
Support bank acquisitions, system conversions, and special projects
Ensure service standards are consistently met or exceeded
Stay current on regulatory changes and industry best practices
Perform additional duties as assigned