Data Scientist

Bread Financial•Columbus, OH

12d•Hybrid

About The Position

The Data Science role at Bread Financial delivers best-in-class actionable business insights through cutting-edge predictive models and data science techniques. The Data Scientist is pivotal in generating data-driven insights using advanced analytics and machine learning techniques to support enterprise data science needs. About Bread Financial® At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through our co-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers. Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life. Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn .

Requirements

Bachelor’s Degree in Statistics, Mathematics, Engineering, Data Science, Computer Science, or Economics.
2+ years experience in building sophisticated models using machine learning, segmentation, time series, and other advanced analytics methodologies.
Data Manipulation
Machine Learning
Python (Programming Language)
R
Statistics
Statistical Analysis
Statistics
Time Series Analysis
Cloud Environment

Nice To Haves

Master’s Degree or PhD in relevant fields.
3+ years professional experience in model building and analytics.
Experience in Marketing, Bank card business, Credit card business, Consulting, Retail, or Financial Services is advantageous.

Responsibilities

Establishing and executing the framework for engaging enterprise partners to plan new AI solutions. - (30%)
Design, build, deploy, and periodic maintenance of AI solutions. - (30%)
Assisting with documentation, compliance, model governance, and maintenance of AI solutions. - (15%)
Research advanced modeling and AI techniques to improve predictive modeling and maintain business acumen in relevant industries. - (15%)
Building strong relationships with internal business partners to drive the delivery of enterprise solutions. - (10%)

Benefits

medical
prescription drug
dental
vision
other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability)
Six weeks of 100% paid parental leave
401(k) plan
11 paid holidays
Flexible Time Off (FTO) program
80 hours of Paid Sick and Safe Time (“PSST”)
40 hours of Illinois PSST
40 hours of Illinois Paid Leave
company stock purchase
annual incentive bonus