Data Scientist, Data valorization
About The Position
The Credit Risk Strategy Department develops and implements credit risk decision-making strategies based on risk/return quantification to deliver value for the organization as well as members and clients while safeguarding Desjardins Group’s long-term survival. As a credit risk data scientist, you help meet the need for assessing credit risk in the granting and lifecycle of financing products. You lead practitioners on projects that develop and use credit strategies for the institution’s business activities. You serve as a specialist advisor, resource person and coach for the team and business partners.
Requirements
- Bachelor’s degree in math, statistics, economics, finance or a related field
- A minimum of four years of relevant experience
- Machine learning experience: Knowledge of machine learning algorithms and their application in credit risk management
- Experience in credit risk management and quantification
- Knowledge of French is required
- Intermediate knowledge of English due to the nature of the duties or work tools or because the position involves interactions with English-speaking partners, members and/or clients
- Proficiency with SAS, SQL and Python programming tools
Responsibilities
- Design, use and develop decision-making strategies for credit management and diligently prepare associated documentation
- Build innovative algorithms to evolve our risk strategies
- Support the transformation of credit risk strategies and maximize their financial impact
- Balance business needs, risk management, requirements and best practices
- Lead or contribute to projects, mandates or activities in your field of expertise
- Serve as a specialist in your field of expertise for units in the organization and practitioners
- Adapt information for different target audiences to make it easier to understand and, where applicable, support decision-making
- Monitor the industry to understand and anticipate trends in your field of expertise to develop and update relevant best practices for the organization.
Benefits
- Competitive salary and annual bonus
- 4 weeks of flexible vacation starting in the first year
- Defined benefit pension plan that provides predictable, stable income throughout retirement
- Group insurance including telemedicine
- Reimbursement of health and wellness expenses and telework equipment
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Number of Employees
11-50 employees
