Mgr-Data Science

American ExpressNew York, NY

About The Position

The Finance Organization drives business value by being a strategic partner in every decision made in support of the Company’s success. We bring a powerful combination of financial expertise, a deep understanding of complex analytics, a thorough knowledge of the risk environment, and a commitment to upholding the highest standards of financial integrity. This role sits within Finance Data Science and Analytics, a team focused on developing innovative solutions that bring greater stability, predictability, and insight to the AXP P&L through data science, machine learning, and advanced analytics.

Requirements

  • Minimum of 3+ years of experience in data science or machine learning, with a focus on developing and deploying machine learning models.
  • MS or PhD in a quantitative field (Computer Science, Statistics, Mathematics, Physics, Chemistry, Operations Research, etc.) with hands-on experience leveraging sophisticated analytical and machine learning techniques.
  • Expertise in an analytical language (Python preferred), and experience with databases (Google BigQuery or equivalent) is required.
  • Demonstrated ability to frame business problems into mathematical programming problems, leverage external thinking and tools (from academia and/or other industries) to engineer a solution and deliver business insights.
  • Ability to work effectively in a team environment.
  • Independent thinker who is organized, has great attention to detail, and can effectively handle complexity.
  • Strong communication skills; ability to integrate with cross-functional business partners.
  • Ability to learn quickly and work independently with sophisticated, unstructured initiatives.

Nice To Haves

  • Experience with data visualization is a plus.
  • Solid understanding of card and lending economics.
  • Proficiency in dealing with large quantities of complex data and ability to derive actionable insights.
  • Demonstrated ability to communicate technical concepts to non-technical audiences, bridging the gap between academic outputs and real-world applications.
  • Ability to research and apply new/unfamiliar data science methods.
  • Experience with Generative AI (APIs, MCP, agents).
  • Experience using Git and GitHub.

Responsibilities

  • Lead the design, planning, and execution of machine learning projects, ensuring alignment with the company’s strategic goals and objectives.
  • Innovate with a focus on developing newer and better revenue models using big data and machine learning solutions.
  • Design, develop, and deploy machine learning models to predict spending and lending patterns, delivering value to finance colleagues and business partners.
  • Leverage causal inference framework to determine drivers and their contribution in revenue growth.
  • Utilize advanced data analysis and visualization techniques to explain model outputs and extract insights that support decision-making processes.
  • Collaborate with key stakeholders, including senior management, partners, and the model validation group, to drive the success of machine learning projects.
  • Ensure that all regulatory needs are met by way of close collaboration with 2nd Line (MRMG) and 3rd Line (IAG) requirements, in addition to continued compliance with AEMP55.

Benefits

  • Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.
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