Customer Success Representative – Commercial Cards (Remote, US)

Zact Inc. • Saratoga, CA

4d • Remote

About The Position

We're growing the customer success function at a fintech startup. We're seeking a Client Support Representative who will be the first line of support for our clients. This role is critical in ensuring a seamless experience by handling incoming phone calls and support tickets with urgency and care. You'll also assist with daily operational reports and play a key role in identifying and escalating high-priority issues such as card declines, account access issues, and fraud.
As a Customer Success Representative, you'll work directly alongside our Customer Success Manager, supporting a growing portfolio of clients across commercial card and accounts payable products. You'll own day-to-day client interactions, help manage our inbound support line, and get hands-on exposure to every part of the payments stack we're building — with a clear path to grow into a full CSM role as our product channels expand.
Startup environment: You'll be doing real work from day one — not shadowing or ticket triaging. If you're looking for a place to build something and grow with it, this is that opportunity.
Work arrangement: Fully remote (US)

Requirements

• Bachelor's degree required; a focus in Business, Finance, or a related field is preferred but not required if experience strongly demonstrates the competency.
• 4–6 years in a client-facing role within banking, fintech, or financial services.
• Comfortable on the phone — you can handle a live support call with professionalism and calm, even when the client is frustrated.
• Solid written communication — clear, concise, and appropriate for a business banking audience.
• Detail-oriented with good follow-through — you close the loop and don't let things fall through the cracks.
• Adaptable and curious — comfortable with evolving products and processes in a startup environment.
• You know enough about how banks work to speak credibly with commercial clients — and you're eager to learn what you don't know yet.
• You take ownership of your work — if a client issue lands with you, you see it through.
• You thrive in environments where the playbook is still being written.
• You're a team player who can work independently — in a small team, both matter equally.

Nice To Haves

• Practical understanding of commercial card programs — how cards are issued, managed, and supported at a bank or processor level is a major plus.
• Familiarity with accounts payable workflows and how commercial clients use card programs to manage vendor payments.
• Experience supporting clients on any of the major processor-based card platform (disputes, card controls, back-office tools).
• Exposure to ACH, wire, or other payment rails — especially in a support or operations context.
• Familiarity with virtual card programs, expense management tools, or AP automation platforms.
• Prior use of CRM or CS tools (Zendesk or similar).
• Experience at a community bank, regional bank, or bank-adjacent fintech.

Responsibilities

• Support day-to-day client relationships across a portfolio of commercial card and accounts payable clients, under the guidance of the Customer Success Manager.
• Cover the inbound client support phone line during business hours — fielding questions, logging issues, and resolving common card operations problems independently.
• Handle first-level support requests: card issuance questions, authorization inquiries, transaction research, and basic dispute intake.
• Escalate complex processor-side or compliance-related issues to the CSM with full context and documentation.
• Maintain accurate client records, support logs, and issue tracking across internal systems.
• Assist in preparing client-facing materials — onboarding guides, QBR supporting data, and program update communications.
• Help document support processes and resolution workflows as the team scales.
• Stay current on product updates, payment network changes, and new channels as they launch — you'll be a key part of bringing clients along.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level