Crop Associate Underwriter
About The Position
Great American Insurance Group's Crop Division is seeking an Associate Underwriter to join their team in the Fresno, CA office. This role offers the opportunity to learn and grow within a leading insurance company that values a "small company" culture with "big company" expertise. The Crop Division has a long history of helping farmers manage risks and is authorized by the USDA RMA to write MPCI policies. The teams provide expertise in the specific needs of farmers and crops. The level of this role, Associate Underwriter I – IV, will be dependent on candidate experience and qualifications. Great American’s culture is built on connection, shared learning, and strong relationships. Employees in this role are expected to be on-site four days a week, with the flexibility to work one day remotely. Core in‑office days are Tuesday–Thursday, with the fourth day determined by business needs.
Requirements
- Associates Degree in Business, Finance, or a related field or equivalent experience.
Nice To Haves
- Crop insurance experience is preferred, but not required.
Responsibilities
- Applies rules and guidelines, insurance laws, and regulations.
- Reviews, documents, and/or underwrites new and renewal policy transactions within written authority.
- May enter policy information on an assigned product, territory and / or agency in accordance with RMA procedure.
- Proofs / audits policy information on an assigned product, territory and/or agency(ies).
- Reviews premium and loss data on an individual account as part of renewal underwriting, change underwriting, or mid-term underwriting.
- Reviews insurance applications and other risk documentation.
- Reviews underwriting requirements and refers applications, endorsement requests, or other correspondence for further underwriting analysis when outside of written authority.
- Gathers information on new and renewal business and change requests to support underwriter decision making.
- Investigates discrepancies in the information gathered.
- Orders, reviews, and takes appropriate action on required reports, endorsement requests, service requests, and general correspondence.
- Analyzes individual risk pricing for new business submissions and renewals within written authority.
- Monitors entry / processing to ensure data integrity and to avoid potential systemic issues.
- Communicates with agents and customers to obtain information needed to underwrite risks and address issues.
- Researches and responds to questions from agents.
- May provide support to underwriter(s).
- Organizes the underwriting information to speed decision making on the part of the underwriter.
- May include "template" policy review and actions such as endorsement within assigned authority level.
- Provides information that is needed to issue policies and endorsements on a timely basis.
- Performs other duties as assigned.
Benefits
- Competitive pay rates
- Medical, dental, and vision plans (must be full time)
- Excellent 401(k) plan
- 19 days of paid time off accrued, plus 8 paid holidays per year (must be full time)
- Employee wellness programs
- Competitive benefits packages for full-time and part-time employees.
- Parental leave
- Adoption assistance
- Tuition reimbursement
- Paid Time Off and paid holidays
- 401(k) plan with company match
- Employee stock purchase plan
- Commuter benefits
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
Associate degree
