Credit Technology Analyst II

Provident Bank • Iselin, NJ

4h

About The Position

How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community? Provident is a successful and highly regarded multi-billion-dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania and New York. Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do. At Provident Bank, we are committed to enhancing our customer and employees’ experience. POSITION SUMMARY: The Credit Technology Analyst II position plays a critical role in the ongoing management and administration of the commercial loan origination system. Responsibilities include acting as a liaison between the Bank and the Vendor for system management and troubleshooting, collaborating with IT for system integration, supporting internal users (particularly within the Commercial Bank and Credit Administration), managing system workflows and enhancements, providing user training, and presenting findings to senior management. The role also includes assisting with financial spreads and cash flows for new and renewal credits as needed.

Requirements

• Bachelor’s degree in Finance, Accounting, Management Information Systems, or Business Administration.
• Minimum of 5 years’ experience in the banking or financial services industry, with exposure to Credit Underwriting, Risk Management, or Management Information Systems.
• Strong credit underwriting and risk analysis skills.
• Advanced IT literacy, including troubleshooting, system design, report generation, and data analysis.
• Excellent interpersonal, written, and verbal communication skills.
• Ability to work independently with minimal oversight.
• Strong multitasking and time management skills.

Responsibilities

• Manage daily operations of the Commercial Loan Origination System, including troubleshooting, upgrades, and workflow enhancements.
• Serve as liaison with the Bank’s IT department and system vendor to ensure optimal system functionality and integration.
• Maintain and enhance the Commercial Loan Origination System user guide and standard operating procedures.
• Conduct training for new and existing users across departments.
• Develop and maintain reports for Commercial Bank and Credit Administration, including loan approvals, pipelines, exceptions, policy overrides, HMDA, CRA, and management reports.
• Create and maintain the Commercial Loan Approval form.
• Assist with entry-level spreads and cash flow preparation for new and renewal credits.
• Support smaller underwriting requests as needed.
• Perform other duties and special projects as assigned.

Benefits

• Team members accrue paid time-off (PTO), receive Holiday (PTO) and are eligible to participate in the bank’s Health and Wellness benefits including Medical, Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k) Retirement Plan.
• In addition, the company provides Disability Insurance, an Employee Assistance Program, and Basic Life Insurance.
• Company sponsored Tuition Disbursement and Loan Repayment programs are also available.
• Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level