Credit Risk Review Analytics Manager

Seacoast Bank•Tampa, FL

About The Position

Manage Credit Risk Review’s (CRR) credit risk analytics in support of its regulatory mandate to provide a fully independent analysis of U.S.-based credit risk, including ensuring risk rating integrity and the conformity of all credit extensions with UBS policy and regulatory guidance/expectations.

Requirements

Bachelor’s degree in MIS, Finance, Business Administration, Economics or Accounting or equivalent work experience is necessary.
10+ years’ financial services experience with extensive knowledge of credit and credit risk in the commercial/ industrial, commercial real estate and/or retail industries.
10+ years’ experience working with SQL, Oracle, Qlikview and/or Python in data management in direct support of the credit, credit risk, credit risk review, credit administration and/or credit regulatory reporting function of a financial institutions and/or U.S. regulatory agency (FRB, OCC, FDIC, etc.).
Familiarity with a variety of credit products (corporate credit, mortgages, acquisitions financing, project financing, trade financing, leasing, securitizations, derivatives, etc.) and a willingness to learn new credit products.
Expert knowledge of Microsoft Office products suite.
Ability to work independently and proactively with minimal supervision.
Excellent interpersonal communication (written and verbal) and negotiating skills.
Ability to mentor and manage a small team (1-3 people).

Nice To Haves

MBA, financial certification (CFA, FRM, etc.) and/or successful completion of a formal financial services credit training program highly desired.

Responsibilities

Manage all data integration necessary for CRR to perform its core functions.
Develop and maintain comprehensive, data-driven risk analysis for subject credit risk portfolios.
Develop and maintain data-driven sample selection files which align with U.S. regulatory expectations. Utilize data to inform sample selection via the identification of higher-risk credits.
Generate timely credit risk reporting to be used in monthly risk assessments, quarterly Board reports, and ad-hoc/regulatory requests.
Manage the recording and tracking of CRR Issues on firm-wide issue tracking systems as necessary.
Manage continual improvement of CRR’s workpaper platform to ensure stability, efficiency and audit trails.
Ensure all data touchpoints are in full compliance with UBS global and local protocols and requirements.
Assist in the planning and execution of the CRR annual Plan as directed.
Maintain a thorough understanding of, and CRR’s full compliance with, all UBS data and systems policies and relevant U.S. regulatory requirements.
Lead and manage CRR’s emergency contingency and recovery plans.
Undertake additional responsibilities/special projects as directed.