Credit Risk Review Advisor Senior
About The Position
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As Credit Risk Review Advisor Sr. within PNC's Credit Review organization, you will be based in Pittsburgh, PA. PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.
Requirements
- Roles at this level typically require a university / college degree.
- Industry relevant experience is typically 8+ years.
- Specific certifications are often required.
- In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
- Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
- Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Nice To Haves
- Higher level education such as a Masters degree, PhD, or certifications is desirable.
Responsibilities
- Executes file review assessment on complex credit and credit related transactions, including credit facility structures and underwriting processes, with an expert knowledge of credit policies and procedures.
- Understands inherent risk and the materiality of risk for credit transactions.
- Validates scorecard risk ratings, and borrower credit administration.
- Ensures understanding of portfolio issues, trends, and root causes in order to manage credit portfolios effectively.
- Independently completes work papers, issue tracking, supporting documentation, follows up on exam findings with business leaders, and acts as a Second Level Reviewer.
- Effectively communicates credit risk reviews objectives, outcomes and recommendations for issue remediation as needed.
- Analyzes risk in assigned credit portfolios by reviewing relevant reporting and assessing trends.
- Provides expert analytical insight and identifies risk concentrations, systemic trends, or issues.
- Participates in continuous monitoring for assigned portfolios.
- Oversees file review activities of reviewers as Reviewer in Charge for assigned business segment(s).
- Perform assessment of file review results and findings to determine final ratings and drafting of review reports.
- Serves as an expert resource to the team.
- Expert understanding of the credit cycle and economic indicators' impact on key driving metrics.
- Demonstrates expert knowledge of where and how to leverage industry/economic research tools into the review.
Benefits
- medical/prescription drug coverage (with a Health Savings Account feature)
- dental and vision options
- employee and spouse/child life insurance
- short and long-term disability protection
- 401(k) with PNC match
- pension and stock purchase plans
- dependent care reimbursement account
- back-up child/elder care
- adoption, surrogacy, and doula reimbursement
- educational assistance, including select programs fully paid
- a robust wellness program with financial incentives
- maternity and/or parental leave
- up to 11 paid holidays each year
- 9 occasional absence days each year, unless otherwise required by law
- between 15 to 25 vacation days each year, depending on career level
- years of service
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What This Job Offers
Job Type
Full-time
Career Level
Senior
