Credit Risk Oversight Senior Associate

BBVA•Houston, TX

1d•$100,000 - $120,000•Onsite

About The Position

The candidate will be part of the Risk Internal Control function supporting BBVA Corporate & Investment Banking in the United States. The role combines financial and credit risk analysis, committee governance, data analytics, and process automation. The successful candidate will be responsible for reviewing Credit Proposals submitted to the Credit Risk Committee, as well as transactions approved under local delegated authorities. The candidate will analyze Corporate, Financial Institution, and Project Finance exposures, assess their consistency with BBVA’s risk appetite, internal policies, and applicable regulatory requirements, and provide appropriate challenges to credit risk proposals when necessary. The role also includes participation in the Technical Secretariat of the Credit Risk Committee, including coordinating the Committee agenda, reviewing materials submitted for discussion and approval, preparing meeting minutes, and supporting related governance and follow-up activities. In addition, the candidate will contribute to the preparation of recurring monthly and quarterly monitoring and reporting for Local management and Group-level stakeholders. The position will also support the continuous improvement of the efficiency, quality, and reliability of risk-related processes. A key component of the role will involve designing, developing, and maintaining automated solutions using Google Workspace, particularly Google Sheets and Google Apps Script, to enhance risk monitoring, reporting, controls, data quality, and workflow efficiency.

Requirements

Bachelor’s degree in Economics, Finance, Business Administration, Accounting, or a related quantitative field.
Minimum of 5 years of relevant professional experience, including experience in credit underwriting, credit approval processes, counterparty risk, financial risk monitoring, or similar activities.
Advanced practical experience with Google Workspace, particularly Google Apps Script is required.

Nice To Haves

Professional background in financial analysis, credit analysis, and/or financial risk within the banking or financial services industry.
Knowledge of banking regulatory requirements, risk governance, internal control principles, and risk appetite frameworks is also preferred.
Experience developing dashboards, management information, automated reporting, monitoring tools, or control solutions is highly valued.
Knowledge of additional data analysis or automation technologies, such as SQL, Python, APIs, or Business Intelligence tools, would be advantageous, but is not a substitute for the required Google Workspace / Google Apps Script expertise.

Responsibilities

Reviewing Credit Proposals submitted to the Credit Risk Committee, as well as transactions approved under local delegated authorities.
Analyzing Corporate, Financial Institution, and Project Finance exposures.
Assessing consistency with BBVA’s risk appetite, internal policies, and applicable regulatory requirements.
Providing appropriate challenges to credit risk proposals when necessary.
Participating in the Technical Secretariat of the Credit Risk Committee, including coordinating the Committee agenda, reviewing materials submitted for discussion and approval, preparing meeting minutes, and supporting related governance and follow-up activities.
Contributing to the preparation of recurring monthly and quarterly monitoring and reporting for Local management and Group-level stakeholders.
Supporting the continuous improvement of the efficiency, quality, and reliability of risk-related processes.
Designing, developing, and maintaining automated solutions using Google Workspace, particularly Google Sheets and Google Apps Script, to enhance risk monitoring, reporting, controls, data quality, and workflow efficiency.