Credit Risk Oversight Advisor

Desjardins • Montreal, QC

2d • Hybrid

About The Position

As a Credit Risk Oversight Advisor, you contribute to research, analysis and development activities in order to recommend priorities and strategies to implement industry best practices for credit risk management oversight. More specifically, you review the credit practices that apply to financing and card payment products. You’ll take into account regulatory environment changes, mortgage insurers’ requirements, key performance indicators and changes to the product line. You make sure that credit risks are properly managed in the developed solutions, while seeking to simplify things for members and client and ensure operational performance.

Requirements

• Bachelor's degree in a related field
• A minimum of four years of relevant experience
• Experience in analyzing complex files
• Knowledge of French is required
• Knowledge of personal credit risk, including processes related to credit granting, account management and collections
• Knowledge of mortgage insurers’ requirements and regulatory requirements
• Knowledge of credit risk management strategies

Nice To Haves

• Ambiguity
• Business insight
• Communicates effectively
• Interpersonal Savvy
• Trade Union (If applicable)

Responsibilities

• Advise and assist your clients and partners in positioning, planning, developing, executing and monitoring strategic projects and initiatives under your responsibility.
• Develop and update credit risk management practices and procedures to support your unit’s strategic projects and initiatives.
• Identify and analyze major issues.
• Diagnose issues and make recommendations to decision-making bodies.
• Represent your unit before decision-making bodies.
• Represent Desjardins when making agreements with external partners and organizations.

Benefits

• Competitive salary and annual bonus
• 4 weeks of flexible vacation starting in the first year
• Defined benefit pension plan that provides predictable, stable income throughout retirement
• Group insurance including telemedicine
• Reimbursement of health and wellness expenses and telework equipment

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 11-50 employees