Credit Risk Officer

iA Financial Group•Montreal, QC

9d•Hybrid

About The Position

As a Credit Risk Officer, you will play a key role in ensuring integrated and continuous risk management by using structured and consistent processes to identify, assess, manage, and control risks and their impact on business activities and results. This position is a great opportunity to showcase your skills and fully realize your potential within a caring and trustworthy company. Here, people and their development are at the heart of our priorities, fostering an environment that encourages collaboration and innovation.

Requirements

Is known for their knowledge of legal procedures and hands-on experience working with credit collection agencies.
Demonstrates strong knowledge of the Canadian financial services’ regulatory environment, including the three lines of defense model
Is recognized for their excellent analytical skills.
Has a minimum of 10 years of experience in finance, including 7 years in a credit risk management position.
Hold a bachelor's degree in a related field such as finance accounting, actuarial or any relevant field.
Advanced proficiency in English is required, as the individual will need to communicate daily, both verbally and in writing, with English-speaking colleagues and partners.

Nice To Haves

Hold a professional certification such as a CPA, FSA, FICA, FCAS, CFA MBA or FRM would be an asset
French is optional.

Responsibilities

Coordinate the work required by the Group Risk Management and Compliance team, with sales, pricing, modeling, and other functions within the sector, and successfully implement new initiatives developed by the team.
Elaborate and produce regular reporting of key risk indicators to Group Risk Management and Compliance and other instances and provide a comprehensive and holistic view of risk across the sector to support decision-making.
Provide the effective challenge of Expected Credit Losses (ECL) Model to ensure adequate provisioning with respect to IFRS9 with the Modeling Director and other functions in IAAF and aligned with the Group Risk Management and Compliance.
Conducting risk assessments, including financial analysis, industry research, and market trends, to identify emerging risks and opportunities within the credit lifecycle process (eg: Credit underwriting and adjudication) and work with the Modeling Director and teams to implement the appropriate risk mitigation.
Serve in an advisory capacity and, in accordance with the accountability and monitoring protocols agreed upon with Group Risk Management and Compliance for the IAAF Management Team activities.
Participate in executive committee meetings and sector governance meetings, to obtain and communicate the information required to fulfil their role and responsibilities within the sector.