Credit Risk Management Officer III

Origin Bank•Shreveport, LA

1d•Onsite

About The Position

Analyzes credit data and financial statements of individuals and/or firms to determine the degree of risk involved by performing the following duties for the preparation of the allowance for credit loss calculation and preparation of forward looking stress tests. Identifies and analyzes areas of potential risk to the assets, earning capacity, or success of organization. Gathers risk-related data from internal or external resources in order to analyze credit data and financial statements to determine the degree of risk involved. Analyzes appraisals and performs credit analysis for portfolio stress testing while relying on experience and judgment. Portfolio stress testing (including all Commercial Real Estate (CRE) loans, together with construction, multifamily and commercial real estate for investment purposes; and C & I and consumer loans) is used to develop contingency planning. Reviews individually evaluated loans and qualitative factors for collectively evaluated loans in preparation of the Allowance for Credit Loss Calculation. Manages special projects as assigned by Credit Risk Manager requiring a certain degree of creativity and latitude.

Requirements

Bachelor's degree (B. A.) from four-year college or university, with Finance or Accounting degree required.
Minimum of ten years related experience required.
Knowledge of Allowance for Credit Losses (ACL) accounting and methodology required.

Nice To Haves

Background as either experienced loan auditor or bank examiner preferred.

Responsibilities

Analyzes credit data and financial statements of individuals and/or firms to determine the degree of risk involved for the preparation of the allowance for credit loss calculation and preparation of forward looking stress tests.
Identifies and analyzes areas of potential risk to the assets, earning capacity, or success of organization.
Gathers risk-related data from internal or external resources in order to analyze credit data and financial statements to determine the degree of risk involved.
Analyzes appraisals and performs credit analysis for portfolio stress testing.
Reviews individually evaluated loans and qualitative factors for collectively evaluated loans in preparation of the Allowance for Credit Loss Calculation.
Manages special projects as assigned by Credit Risk Manager requiring a certain degree of creativity and latitude.
Responsible for compliance under the requirements of the BSA, AML, OFAC and CIP related policies as well as adherence to the bank's procedures to fulfill the requirements of the regulations.
Must report any unusual or suspicious activity involving customers or fellow employees to the BSA Department.