Credit Risk Management Commerical Real Estate Co-op - Spring 2027

Sun Life•Wellesley, MA

About The Position

Sun Life is seeking a co-op student to support its Credit Risk Management Commercial Real Estate team in reviewing and adjudicating commercial real estate investments, initially focusing on traditional commercial mortgage loans in Canada and the U.S. Under the guidance of experienced team members, the student will assist with financial and credit analysis, prepare initial drafts of adjudication reports, and contribute to portfolio oversight and process-improvement activities. The existing team retains responsibility for review, quality control, and approval of completed work. The position is affiliated with Sun Life Corporate Real Estate Affiliate BGO (Bentall Green Oak). It is a four- to six-month co-op term beginning in January 2027. Compensation is $26.00 per hour.

Requirements

Currently enrolled in an undergraduate or graduate program in finance, accounting, economics, real estate, business, or a related discipline.
Eligible to participate in a university or college co-op program.
Foundational understanding of financial analysis, accounting, or corporate finance.
Strong analytical, research, and problem-solving skills.
Ability to interpret financial statements and identify key credit considerations.
Clear and concise written and verbal communication.
Strong attention to detail and commitment to producing accurate work.
Ability to organize priorities and manage multiple assignments.
Proficiency with Microsoft Excel, Word, and PowerPoint.
Ability to work collaboratively and incorporate feedback.
Availability for a four- to six-month co-op term beginning in January 2027.

Nice To Haves

Prior coursework or experience involving commercial real estate, credit analysis, or financial modelling.
Interest in commercial real estate, lending, credit risk, or investment analysis.
Curiosity and willingness to learn new analytical tools, including AI-enabled applications.

Responsibilities

Support the initial review of traditional commercial mortgage loan transactions in Canada.
Analyze borrower, property, market, cash flow, and financing information.
Assist in assessing key credit metrics and identifying material transaction risks.
Prepare initial drafts of credit adjudication reports and supporting analysis using established templates.
Review prior adjudication examples and apply relevant internal guidelines and processes.
Support lower-risk renewals, refinancings, and other standardized transactions under close supervision.
Assist with in-force reviews and recurring monthly or quarterly portfolio activities.
Conduct research and summarize information relevant to real estate markets, borrowers, sponsors, and properties.
Assist with scorecard, guideline, process-improvement, and other special projects as capacity permits.
Contribute to initiatives intended to streamline or automate existing processes through AI and other available tools.
Work with the existing team, which retains responsibility for review, quality control, and approval of completed work.