Credit Risk Finance Consultant

The Hartford•Hartford, CT

4d•$102,800 - $154,200•Hybrid

About The Position

This Finance Consultant level role will be responsible for comprehensive credit and financial statement reviews of new and renewal customers with loss sensitive programs to assess creditworthiness and financial strength for each account. The consultant will engage directly with business partner leaders and underwriters across National Accounts, Captives, Construction, Y-Risk, Middle Market, and Energy. The role will incorporate loss-sensitive driven collateral needs and management. The position requires process-improvement and technology-driven mindset, including extensive use of AI tools and solutions.

Requirements

Bachelor of Science in Accounting or Finance strongly preferred
5+ years of experience in accounting or financial analytics
Strong knowledge of Generally Accepted Accounting Principles
Excellent communication, presentation, and interpersonal skills
Proven ability to interact with senior business partners
Strong Microsoft Office suite skillset, including AI products
Process-improvement and technology-driven mindset, including leverage of AI tools and solutions
High degree of initiative, resourcefulness, and the ability to work independently, as well as collaboratively in a team environment
Ability to operate effectively in a fast-paced, time-sensitive environment with competing priorities, driven by insurance quote cycles and deadlines
Understanding of industry economics and market dynamics

Nice To Haves

Credit analysis, collateral management, and financial product knowledge preferred, but not required
Knowledge of large deductible, loss-sensitive insurance programs preferred.

Responsibilities

Perform financial and credit reviews, utilizing financial statements, footnotes, and supporting materials for prospective and renewal accounts, to assess the financial strength and creditworthiness of each large deductible, loss-sensitive account.
Partner with Middle and Large Business underwriters and practice leaders to support business objectives and goals to achieve top-line and bottom-line growth.
Drive department objectives to enhance processes, increase efficiency, while leveraging technology and AI-enabled solutions.
Develop a strong understanding of workflows and concepts related to loss-sensitive insurance programs including the various types of collateral accepted for The Hartford’s high deductible insurance programs.
Develop a deep understanding of the goals and objectives of private equity sponsors and anticipate the strategic direction of the private equity managers, including the related credit implications.